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2019 Mortgage-Free Wannabes

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Comments

  • julicorn wrote: »
    Hi frugal_lass, I couldn't quite get your figures to add up, could you maybe double check and confirm? I've just added your new Feb total now, but it's slightly off the overall total in your signature. :)

    Just checked the spreadsheet and I think it’s my fault because I didn’t make clear what figure was for January!

    So total for Jan is £169.04 and Feb is £217 total should be £386.04
    Mortgage so far: £31,630.01Aiming to be mortgage free by 2024
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi all
    #44 with an update paid £40.08 so total so far for February is £300.00
    Thank you Julicorn
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • #75 reporting in for January. Apologies for the lateness, am really not sure how i forgot to post.

    Jan OP total of £548.38
    MFW: Was: £136,000.......Now: £47,736.58......
  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    #14 with overpayment of £300 please :).

    Making Feb total = £580.

    Many thanks Julicorn xx
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

  • #56 - can’t make any more OP’s until October

    But transferred £450 to savings today for Feb
    Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #35
  • julicorn
    julicorn Posts: 2,592 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #56 - can’t make any more OP’s until October

    But transferred £450 to savings today for Feb

    Hi miss undastood, just to be super clear - would you like me to track those savings in the spreadsheet as well, or wait until your OP in October? Either is absolutely fine, just want to avoid confusion down the road :)
  • No. 58 - another few pounds put to the mortgage - total so far for Feb - £428 :D I'm hoping to add a bit more later in the month!

    Thanks juliecorn!! :D
  • julicorn wrote: »
    Hi miss undastood, just to be super clear - would you like me to track those savings in the spreadsheet as well, or wait until your OP in October? Either is absolutely fine, just want to avoid confusion down the road :)

    Hi Julicorn

    I’m not really sure; what is best?
    I guess these are a sub-pot that will transfer over in October but I can’t actually overpay.

    So are you tracking actual overpayments or intended?

    It may be a little quiet from me if I can’t track these. But it doesn’t matter either way. Is it possible to have them in but greyed out/not adding to my total (please say no if that is too much extra work!)
    Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #35
  • Suffolk_lass
    Suffolk_lass Posts: 10,324 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Number #37 - I have tidied down the CA to the nearest £1k now the last of the DD has gone out. It still has some of my retirement TFLS nesting there. I have added this to the mortgage account so reduced by another £923 (quite a tidy!) so my Feb total is now £21,384.19.

    I cannot imagine I will find any more, but I shall keep looking. I do so hate the plodding stage in the month when we are still over a week from pay day and all the payments have gone and there is just nothing happening. I think it evoked a boredom response in me!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Number 15 Checking in for the month of Feb.

    Managed to scrimp and pull the remaining balance for my end of year amount so just to recap....
    Total for Jan is £1100
    Total for Feb is £1400

    Well on target for the year and hope I can continue!

    Miss Pinky xx
    MFW #15
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