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2019 Mortgage-Free Wannabes

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  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi all
    #44 with an update £57.00 over payment today. Total for February now stands at £377.00 thank you Julicorn.
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • Just wanted to thank Julicorn and everybody for inspiring me to keep on track. I’m sure I would have spent money and lost focus by now if it wasn’t for this! :)
    Mortgage so far: £31,630.01Aiming to be mortgage free by 2024
  • julicorn wrote: »
    Just wanted to say that the spreadsheet is all up to date now, and that in the time I was away, your overpayments (both big AND small!) have exceeded £100,000 for February alone! Absolutely fantastic progress everyone, well done! :j

    Wow that’s an impressive amount, I think we should all have a smug face moment and congratulate ourselves :T

    No 40 with an additional OP of £100.98

    Thanks Juliecorn, apologies for the extra work. No more OPs this month! x
  • Karona
    Karona Posts: 20 Forumite
    Fifth Anniversary Combo Breaker Car Insurance Carver! Home Insurance Hacker!
    £420 overpayment for February please. Council tax free month yippeeee:j
    LBM 2015 24500 debt paid off since.
    M-FIT T5 no 41 starting 25139 aim to clear now 17k
    PAID OFF CAR 8k, OD 3k, CC(1)3k ,CC (2)4.5, Cc (3) 3k STORECARD(1) 3k
    WEIGHT 7/42
  • Hi! Noodle99 here (no. 41)! I don't know if this is an acceptable way of doing it, but it's the best way for me for now. I'm popping my overpayment money into a savings account until I can put it into the mortgage. The amount I popped in in January was £29.79 and February's has been £174.95. I'm aiming for a total of £1000 this year. Thanks!
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi All
    #44 with a final update payment for February £100.00 paid today total for month of February is £477.00
    Thank you Julicorn well done everyone the totals so far are amazing.
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • Evening all,

    #49 reporting in with Feb's total over payments of £730.50

    Hoping to put more in next month to make full use of the over payment allowance before the end of April. Fingers crossed :D

    Thanks Julicorn

    Teameffort
    Emergency fund saved, we did it!!

    2020 #140 MFW £10,250.25/£9,500.00
    2019 #490 MFW £ 9,964.78/£9,600.00
    2018 #143 MFW £ 6,903.63/£6,500.00
    MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 2023
  • jackieblack
    jackieblack Posts: 10,520 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another OP of £53.31, making a total of £103.31 for Feb :)

    Thanks, Julicorn :T
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • Cherryfudge
    Cherryfudge Posts: 13,354 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It's very encouraging to see all these overpayments!
    Mine for February come to £294.92 (I'm number 30).

    Thanks for all you hard work, Julicorn!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Noodle99 wrote: »
    Hi! Noodle99 here (no. 41)! I don't know if this is an acceptable way of doing it, but it's the best way for me for now. I'm popping my overpayment money into a savings account until I can put it into the mortgage. The amount I popped in in January was £29.79 and February's has been £174.95. I'm aiming for a total of £1000 this year. Thanks!

    Hi Noodle, that's absolutely fine :) Thank you for letting me know your goal as well!
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