-
Defence Discount Service - accepted retailer list
Hello all Now, I could be losing my marbles, but does anyone have a list of retailers that accept the Defence Discount Service card please? I'm wondering if it's worth getting one (Mr Bumblebear is a serving regular, we've been together 4 out of the 6 years he's served and I've only just found out about the scheme...); but…
-
Mortgage lenders who offer day one CTL for forces
Wondering if there's already a thread on here which someone can direct me to? Otherwise, if anyone can add any lenders that they know offer a residential mortgage with day one consent to let for armed forces, please. I currently have this with Santander but looking to remortgage.
-
Relocating for the MOD
Early 2018 my security clearance should finally come through and as such I will need to relocate to be nearer to my new employer. My partner will be leaving her current job to relocate with me (it's not practical to commute to her old job from the new location). We will be selling our current home and using some of the…
-
Armes Forces Pension calculator
Hi, Can anyone tell me if there is such a thing as an Armes Forces Pension calculator that people who have already left the service can use to estimate approximatley what level of pension they may be entitled to ? Many thanks
-
FHTB - extenuating circumstances
Hi, I've been relying on applying for the FHTB scheme to purchase a family home ahead of me signing off in a couple of years time. My mortgage advisor called today to double check that I will eligible for the FHTB when I already own a property. I've checked the JSP and I'm not 100% sure! I own a 1 bedroom flat in a…
-
Army dependent child pension
An army pension is paid for to my neice. Her late father was a soldier and financially responsible for her. neice is now rising 16 and is aware that the pension for her is paid to her mother, she is a bright girl and hopes to progress to university. She is not taking a gap year. What happens to her pension over the next…
-
Court citation in UK but serving in Germany. help please
My son is serving in the army, based in Germany. This morning I've received a citation for him to appear in court in the UK as a witness for the prosecution. Because he was on leave when the incident happened he gave my address as that's where he was staying, and so that's where it seems he'll get travelling expenses from,…
-
MOD Tax Refunds
Hello, I've not posted in this forum before, so hope you can shed some light on this question. My husband is in the army and over the last few months a few of his colleages have been dealing with a company called 'Rift'. Rift will organise a claim for a tax rebate on service personnel's behalf (along with other sectors,…
-
Instant Access Savings Account
I recently opened an instant access saver account with Tesco. I didn't realise at the time that I would have to return a letter to them for the application to be accepted. I received a text message and called them to find out what I needed to return. I'm based in the South and don't get back to my home on a regular basis.…
-
Nominate your Armed Forces and Reserve Forces Hero
Wanted to share this campaign by Forces Mutual as thought it might be of interest to all those who know an unsung hero in the Armed Forces or Reserves who deserves a mention. Web address is forcesmutual.org/afd They are looking for 140 character nominations from those in or connected to the Forces, with over £1,000 in…
-
SLA No Water
Was wanting advice on if i'm entitled a reduced accommodation rate due to the boilers being condemned in a SLAM Block and 3 blocks on camp now have no hot water for at least one month, we've been told if we want a hot shower we can go to another block. We're paying £80 a month for a room with no hot water and have to walk…
-
Microsoft Office 2010 Discount for UK Armed Forces
I hope someone on here may be able to help. There was a discount available for Microsoft Office Software for members of the UK Armed Forces but I can't seem to find it. Is there one running currently as it appears to be only for US Forces. Many thanks!
-
LSAP REPAYMENT - Notice In!
My chit is in and my TX date is January '18. I have nearly £7K outstanding on my LSAP loan and fully understand that this has to be repaid in full before the RN will allow me to leave. JPAC called today to inform me that the outstanding balance needs to be repaid now and in full. If I cannot do this then over £600 would be…
-
car insurance
I returned to the UK after working in Germany for 4 years then moving to Cyprus for 1 year and have a NCD certificate issued by the Cypriot insurer for 9 years (same company as that I used for Germany). The best UK deal I found was for just under £400 but when I stated my NCD was issued in Cyprus the cost went up to £8000…
-
A Petition for govt to debate about Forces pensions being tax free
This was shared with me so I thought I'd share it on here. Make the uk armed forces pensions for 22 years service tax free. The current U.K. Armed forces pensions, after 22 years service is taxable, other services are non taxable, this should be addressed and made fair across the public sector. Why should the armed forces…
-
Forces Help To Buy and Letting
Whilst in training we had a talk from a guy who told me I could use FHTB towards a property that I intend to let. I spoke to my lender and they have agreed to give me a residential mortgage on a property with a 'consent to let' agreement. I'm in the process of booking viewings for properties and stumbled on an article…
-
Electoral roll
I have registered as an army voter and I'm registered on the electoral roll but as it is not at my place of residence this is having an adverse effect on my credit score and rating. I am reluctant to register at my home address simply because I'm based in Northern Ireland but originally from Scotland and wish to remain…
-
Pension or Gratuity
When I was de-mobbed from the RAF in 1973, I received a gratuity of £280. I completed a twelve year term, although with Apprentice training, I served nearly fifteen years. In those days, I believe that twenty two years was the minimum term in order to receive a pension. Just out of interest, have any viewers of these…
-
So where are annual rises found?
I folks having done a 22 year stint with the RAF and then another with the Fire Service, so I am keen to keep an eye on where my next £ note is coming from. I understand that Gov pensions are linked to the Sept CPI index rate of inflation published by The Office of National Statistics (ONS) with the pensions being adjusted…
-
Board Guide call out!
Hi everyone We're looking for a new Board Guide for this board helping guide forum members around MSE guides and the forum, helping keep it running smoothly. We'd need you to also help out on a few other boards too so if you'd like to help us out and join our band of volunteer board guides please post below to volunteer…