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How much did we pay off in 2015?
See main thread on DFW ----> How much did we pay off in 2015? Please contribute your totals to beat the last year figure. :)
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The Completely Crazy 2015 Clothes Challenge
Another year and yes, another crazy clothes challenge! Come on and join in as we attempt to keep the success we achieved going for a further 12 months at least! Do you buy clothes as something to do and stick them in your wardrobe without trying them on and leave them unworn? Do you wish you could spend less on clothes?…
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The Fabby December NSD Challenge with Tinsel,Much Hilarity,Conga lines and HM Eggnog!
December will soon be here! Time to start searching for the Christmas decs,your much thumbed copy of '101 Winning Ways With Sprouts' and your beloved thermal undies. We at Ennessdee Towers are planning to soldier on against the cold,dark days of December with lots of parties,hot food and drink (cheesy sprouts on a stick…
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20p Savers Club 2015
Hello and Welcome to the brand new shiny 20p Savers Club 2015 :D This thread runs similar to its sister thread the £2 Savers Club; there are no rules as such and you can join at any time of the year. The main aim is to have fun and pop in occasionally to post how you're getting on. I have kept the list as per last year, so…
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The 'Extra Payment Every Week' Thread 2015
Welcome to 2015 and the 4th year of this thread! The idea was conceived by inamin in 2012, continued by Betty Crumble in 2013 and then taken over by yours truly! In that time it has kept lots of us on track and helped clear thousands of extra debt £££££s. SO, the idea of this is that we all make a decision to make ONE…
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1 debt vs 100 days chapter 20
TWelcome everybody ! Next chapter , more strength . There's one rule: choose a debt and do your best to pay it off within 100 days. This challenge starts at 24th August 2015 and finishes on 2nd December 2015. Everybody's invited! Who wants to take a part, please write your name below. 1. Snow*white £146.60/316.60 2.…
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The plastic-not-so-fantastic squad
My main is to stop using the plastic -debit or credit cards for day to day purchases & unplanned spendies. I have also started writing down all my spends in a spending diary, I think that by doing both these things it is making me more aware of the money I am spending & this will hopefully lead to cutting out spends on not…
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2015 Frugal Living Challenge
The Frugal Living Challenge 2015 2016 Challenge has now been loaded at http://forums.moneysavingexpert.com/showthread.php?t=5383908 It's that time of year again, the time when we all need to start thinking ahead into the new year and how we are going to tackle any debts, generate extra income and squirrel away some…
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Virtual Sealed Pot Challenge 2015
Hi All Welcome to the Sealed Pot Challenge 2015 - better late than never! I was a late comer to this and am picking it up in the hopes we can do some wonderful things with little bank transfers - many thanks to Spam.Jam, Palema, Flat Eric and keza who have run previous challenges. From last year's thread - and to continue…
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NST: Standing Firm in November
NST: Standing Firm in November Dedicate yourself and be ruthless for the next 30 days. Work out what you truly need and learn to separate your needs from your wants. We are bombarded by advertising that tells us that we need to continuously spend more and more, to acquire more and more, in order to be better people. DO NOT…
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Can you make overpayments when on a DMP with stepchange?
Im on a DMP with stepchange and they pay my creditors direct for me. Is it possible to make over payments to reduce debt when on a managed DMP?
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Reminder to "Sealed pot Challenge" members - those wishing to join too!
Reminder to all "Sealed pot Challenge" members, prospective members also Reminder to all "Sealed pot Challenge" members For those who appear to have forgotten....... The "Sealed Pot Challenge 8" has now ended - on the the 5th November so it's now time to declare your savings!!! :j Hi all, it's NEARLY that time of year…
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The Sky's The Limit November NSD Challenge with fireworks and treacle toffee for all!
Welcome to the wondrous wonder that is The November NSD Challenge! We have returned from our piratey jaunt aboard the good ship 'Swobzedex' full of vim,vigour and not a little rum...ready to batten down the hatches,face those winter storms and enjoy a few home cooked delicacies such as pilchard mini quiches and the…
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November 'Take Your Lunch to Work' Challenge.
Save your £'s by taking your Lunch To Work (LTW)! A new thread for November 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you were silly like me!!) from the works…
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Statute Barred Debt.
Hi All, Thanks for taking the time to view my post and hopefully shed some light. The reason for my post is, I racked up a fair bit of debt when I was younger (around 21) to cut a long story short I faced difficulties in paying and asked for help from my lenders at the time (personal loan, overdraft and a credit card)…
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52 week card deck saving challenge
I've found a creative money saving challenge online that might be fun for others to try as well. All you need is a jar/savings account and a pack of 52 playing cards. Each week you or your children can draw one card. The number or the amount it's eqaul to is how much you put into your jar or savings account every week.…
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Azzzaa's sell it all before christmas challenge thread!
As christmas is coming up (fast) and my plans are moving very fast too, I think I best put everything i own into one place, sort through what I actually have and start selling. It turns out i've actually still got a lot of stuff which really needs to go ASAP. Some of the items i'm selling will be put towards my boat fund…
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The NSD 'Shiver Me Timbers' October Pirate Party on the SS 'Swobzedex' Challenge!
October is but days away,and this savvy bunch of nsders have chosen to use this time productively and sail of into the sunset in search of the 'oft spoken about over a roaring fire' nsd treasure chest. As legend has it,this chest was filled with gold,diamonds,sapphires,rubies and then even more gold and a few golden…
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Octobers 'Take your Lunch to Work' Challenge!
Save your £'s by taking your Lunch To Work (LTW)! A new thread for October 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you were silly like me!!) from the works…
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Make £10 a day challenge October 2015 - everybody most welcome
:hello: Hello and welcome everybody This is the 98th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read as it…