-
The 'Better Late Than Never' September NSD Challenge.'
Hi. I used to run the NSD challenge (no spend day),but stopped a while ago.I think it's petered out...? I had a look a few weeks ago and couldn't find anything. Anyway I'd like to get it up and running again,so if anyone remembers this challenge and wants to join in,you're more than welcome! It'll be a skin and bones…
-
Where has "Pay ALL your debt off by XMAS 2016" Gone?
Came here to update my total, but the thread has disappeared? Have I missed something?
-
Ccj
Hi my lovely people,pls I need your honest opinion on this. I susbscribed on the 21st Aug 2016 to have my credit score checked only to be hit by a surprise of a CCJ which was issued against my name on the 14th April 2016 for debt and damage of £247.Since then I have been trying to get this resolved.I've called the court…
-
Make £5 a Day September Challenge 2016
I cannot delete this thread title - I have asked to join the make £10 a day challenge as I did not realise that they cover other amounts than making £10 a day. Sorry for starting this thread.
-
Make £10 a day August 2016 Challenge
Hello and welcome everybody :hello: This is the 108th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, lynnejk, Rawdinosaur, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long,…
-
Sell to live for 1 year
I think I am probably crazy even attempting this ,however I have been reading a lot about minimilism .I am hoping to raise the food,dinner money,entertainment money each week by selling stuff and not touching the bank .My normal dd for mortgage ect will still come off not going too mad here but hope to make the money for…
-
NST August: Cut the chaff
NST August Challenge 2016 Cut the chaff It is easy to give advice to others, harder to give it to yourself. Look at your life as if it belonged to another and be critical but constructive. August is a time of holidays, children are off school, people go away, it is (usually) warmer. It is therefore easy to relax the purse…
-
I wannabe debit free
I am half sunk in debts and I wannabe debit free Can someone tell me how to start it?
-
Debt Collection Agency - Debt Write Off?
Hello, I have been dealing with 1st Credit Ltd (DCA) in regards to arrears on an account/loan I had previously had with Barclays Partner Finance. I received a letter from them today, saying they are making an offer of a 70% reduction of the total owed. I would pay £3000 by the end of August and then the balance would show…
-
Make £10 a day July 2016 Challenge
Hello and welcome everybody :hello: This is the 107th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Rawdinosaur, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but…
-
What was your first car?
Hi, Thinking of getting a KA for around £800. It's all I can really afford. My friends say it is a good idea yet my dad tells me it will be a waste of time and money as it will be full of rust and prob need lots of money being spent on it. My dad would like me to spend around £2000 on a car which is out of my budget. My…
-
NST July - Own your choices
Hi All The main theme for July's challenge is choice. We all constantly make choices in life, financial and otherwise. This month I want you to make the choice to be 100% debt free forever. Whether that is credit cards, ODs or Mortgages they all count & only you can decide that is what you really want and move towards it.…
-
Pay off £10k in a year challenge
Hi to anyone reading. I am challenging myself to pay off or drop £10k of debt in one year. If I snowball my debts I can reach £8,629.85 so need £1370.15 in extra payments. I am going to have to push myself to reach the 10k mark. Anyone is welcome to join in with any figure they like. You can count debts you have paid off…
-
The Ultimate Biggest Losers - counting the pennies, losing the pounds
This is a thread for the Ultimate Incentive threadies, and anyone else who would like to join in who would like to lose weight. We've been clearing debt together in my Ultimate Incentive diaries for about 6 years, now we want to battle a different kind of pounds as well. I've found as I've gotten older life has gotten…
-
Make £10 a day April 2016 challenge
:hello: Hello and welcome everybody This is the 104th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Rawdinosaur, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but…
-
Make £10 a day June 2016 Challenge
Hello and welcome everybody :hello: This is the 106th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Rawdinosaur, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but…
-
1 debt vs 100 days chapter 22
Hello everyone! Regular challengers and newcomers! 1 Debt vs 100days chapter 22. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 28th March , Easter Monday 2016, and finishes on 6th July 2016. If you want to take a part, please write your name…
-
NST June Challenge
NST June – How did it get so late so soon? It’s night before its afternoon. December is here before its June. My goodness how the time has flewn. How did it get so late so soon? Dr. Seuss Welcome to the new Monthly NST (Ninja Saving Turtles) Challenge! NST's are a group of Money Saving challengers from across the UK (and…
-
Frustrated
Ok new to this......... I would like to pay off my overdraft and my credit card totalling 4k, fed up with paying all the charges and not getting anywhere fast, what's the best way forward, cheapest Apr I can find is 13.7%, still seems quite high? any suggestions Please.........
-
Pay off Argos by Xmas 2016
Hello Newbie here (although i was a member years ago) I hope this is what this section is about but i have set myself a challenge to pay off my Argos store card by Xmas of this year I owe around £1400.00 on it but have a new set of circumstances which has freed up some spare cash so off i go Yesterday i paid off an extra…
