Payment a Day Chapter 17 7 June 2016 at 9:20AM edited 3 January 2017 at 11:50AM in Debt-free wannabe challenges 2K replies 105.4K views

kirtsypoos

*The principles of PADding*

Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

Best wishes to everyone

PS. Here are the rules


*The Rules*
1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
2) Once you join, you cannot leave

Total for our Latest Month (May 2016) was:

£11,278.15 (Thanks Bobarella for being Mays counter Upper )

June 2016:
£27,734.49

July 2016:
£24,284.13

August 2016:
£30,740.14

September 2016:
£27,504.99

October 2016:
£14,546.08

November 2016:
£7,661.39

December 2016:
£4541.33

Total for 2016
£240,681.72

sashanut

Hi all :j
Popping in on the shiny new thread to PAD £21.90 to cc plz Kirsty - tkyou!!

Erme

Just checked and you have done just fine Kirsty.

This laptop is costing me too much - x-( and patience and me is like the pope and protestant LOL

But I'll get there!!!

See you guys on the other side

E

rexelpink

Hi Kirsty,
Hope your mum is well and this is the right thread to post in x
Just a small pad for me today 70p

roadtodebtfree

hi all great idea please can I join!


my payment for today is £4.82

roadtodebtfree

todays PAD is £3.20

Calling14

Just sticking my head in the new thread. 42.00 off current cc today.

Hope your mum is better Kirsty. x

kirtsypoos

Hi all!

Yesterdays total was....

£376.90

kirtsypoos

PAD for today is £75.00 to OH BC for me

Thanks all, Mom has had an operation so she's quite out of it in general, but some would say that's nothing new :rotfl: She seems much brighter today so hopefully she's on the road to recovery.....I hope so for her sake, and my bank balance - hospital parking of £3 every visit and it's an hour from my house :eek:

kirtsypoos

Hi everyone, I've started todays total early as the two threads are confusing me so...

Todays total so far is... DRUM ROLL PLEASE....

£8011.76

Dizzys FABULOUSLY AMAZING PAD for today has massively boosted it, but as always every penny counts, every penny paid is a penny you'll never pay interest on again. Well done everyone :T:T:T

Congratulations rexelpink, amazing feeling when you can make an unexpected PAD!!

rexelpink

Hi all, I'm so excited! MASSIVE pad (for me anyway) I got a bonus at work I wasn't expecting and rather then spending it on rubbis I've put it straight in a card so £784