Payment a Day Chapter 17

edited 3 January 2017 at 11:50AM in Debt-free wannabe challenges
2K replies 105.4K views
kirtsypooskirtsypoos Forumite
3.8K Posts
Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
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edited 3 January 2017 at 11:50AM in Debt-free wannabe challenges
*The principles of PADding*

Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

Best wishes to everyone

PS. Here are the rules


*The Rules*
1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
2) Once you join, you cannot leave

Total for our Latest Month (May 2016) was:

£11,278.15 (Thanks Bobarella for being Mays counter Upper :D)

June 2016:
£27,734.49

July 2016:
£24,284.13

August 2016:
£30,740.14

September 2016:
£27,504.99

October 2016:
£14,546.08

November 2016:
£7,661.39

December 2016:
£4541.33

Total for 2016
£240,681.72
:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:
«134567201

Replies

  • sashanutsashanut Forumite
    3.3K Posts
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Forumite
    Hi all :j
    Popping in on the shiny new thread to PAD £21.90 to cc plz Kirsty - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • ErmeErme Forumite
    3.6K Posts
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Just checked and you have done just fine Kirsty.

    This laptop is costing me too much - x-( and patience and me is like the pope and protestant LOL

    But I'll get there!!!

    See you guys on the other side :)

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • rexelpinkrexelpink Forumite
    213 Posts
    PPI Party Pooper
    Hi Kirsty,
    Hope your mum is well and this is the right thread to post in x
    Just a small pad for me today 70p
    Staring debt - June 2013 - £21,000
    Current debt - February 2018 - £11,378.60

    Emergency fund £500 / 100%

    Debt free one day at a time
  • hi all great idea please can I join!


    my payment for today is £4.82
    0% until march 2018 CC- £1995.81
    OD- £1500 Very- £415
    Total- £3910.81
    One Poll- £5.65/£40
  • todays PAD is £3.20
    0% until march 2018 CC- £1995.81
    OD- £1500 Very- £415
    Total- £3910.81
    One Poll- £5.65/£40
  • Calling14Calling14 Forumite
    3.5K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Forumite
    Just sticking my head in the new thread. 42.00 off current cc today.

    Hope your mum is better Kirsty. x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • kirtsypooskirtsypoos Forumite
    3.8K Posts
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    Forumite
    Hi all!

    Yesterdays total was....

    £376.90
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypooskirtsypoos Forumite
    3.8K Posts
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    Forumite
    PAD for today is £75.00 to OH BC for me :D

    Thanks all, Mom has had an operation so she's quite out of it in general, but some would say that's nothing new :rotfl: She seems much brighter today so hopefully she's on the road to recovery.....I hope so for her sake, and my bank balance - hospital parking of £3 every visit and it's an hour from my house :eek:
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • edited 9 June 2016 at 10:09AM
    kirtsypooskirtsypoos Forumite
    3.8K Posts
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    Forumite
    edited 9 June 2016 at 10:09AM
    Hi everyone, I've started todays total early as the two threads are confusing me so...

    Todays total so far is... DRUM ROLL PLEASE....

    £8011.76

    Dizzys FABULOUSLY AMAZING PAD for today has massively boosted it, but as always every penny counts, every penny paid is a penny you'll never pay interest on again. Well done everyone :T:T:T

    Congratulations rexelpink, amazing feeling when you can make an unexpected PAD!!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • rexelpinkrexelpink Forumite
    213 Posts
    PPI Party Pooper
    Hi all, I'm so excited! MASSIVE pad (for me anyway) I got a bonus at work I wasn't expecting and rather then spending it on rubbis I've put it straight in a card so £784
    Staring debt - June 2013 - £21,000
    Current debt - February 2018 - £11,378.60

    Emergency fund £500 / 100%

    Debt free one day at a time
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