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Tomlin order
Hello everyone, I've recently negotiated with a solicitors a Tomlin order whereby I am required to repay £700 PCP until April 17. The problem is my circumstances have since changed and my monthly disposable income has reduced significantly. is there any way, once a Tomlin order is in place, the repayment amounts can be…
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£4000 for 2 implants... please heeeelp!!!!!!!!!!!!!
Hello Thank you for joining me Spire Dental made a quote for me for 2 implants for £4000! They will be doing extraction of UR4 and UR5 and placement of 2 dental implants, in addition for the same teeth I have already paid £440 and they did also ask me £45 for the initial consultation with the Doctor Basically in total I…
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Payment A Day Chapter 16
*The principles of PADding* Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now) The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200…
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Make £10 a day May 2016 Challenge
Hello and welcome everybody This is the 105th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Rawdinosaur, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read…
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NST: May the NST force be with you
May the NST Force be with you Ninja Saving Turtles May Challenge We are already into the fifth month of the year Turtles. The days are getting longer; people are more into socialising on these light nights; and some of us just fancy a treat to ourselves now the weather has picked up. We must not lose sight of our goals…
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Debt advice needed - 60K
Hi I'm in need of some advice please. I currently owe around 60k worth of unsecured debts. Both loans and credit cards. All racked up through gambling, which I am now seeking help for. Amazingly I have kept up to date with all payments until now. I can no longer keep up with working 12 hour shifts 6 days a week. I have…
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£80K CC debt but not living in UK
Hi, I would appreciate your advice. I left UK actually about 8 years ago and I have been trying to honestly service my debt (about £80k now) from abroad without missing any payments. Cost is about £3500 every month, but my debt is not reducing at all. Now, my situation has changed dramatically and I need to move back home…
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removal of phone cable line on window
Hello, I bought a flat a few years ago and i’m not in the process of replacing windows. The problem is that one of my windows (wooden ledge part) has a telephone cable running through it – i think this must have happened when they converted the property some time ago. I assume that the cable belongs to BT as it runs to a…
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IVA to Lloyds
We have been paying our IVA to Lloyds now for 6 years there is still about in total, (loan C/C and overdraft)13K left. At what point might Lloyds write off any debt, or will they just keep us going year on year until it's paid ?
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Previously unknown CCJ from 2013 - best / cheapest course of action to resolve?
I've been trying to clean up my credit report recently having finally cleared debts from the past 15yrs, only to find out recently that I now have an active CCJ against me from Northampton court dated from November 2013! This is total news to me as I moved from my last address in 2014, but don't recall ever seeing a CCJ…
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The Great Big Budget Challenge 2016
Alright. Hear me out. There are a few threads for specific challenges - the crazy clothes challenge, the grocery challenge, no buying books etc etc. Each of those challenges has its own rules and aims which is totally fab (also I'm in the clothing challenge so come say hi) But how about this? You set yearly spend targets…
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NST April - SPRING INTO ACTION
:T NST APRIL SPRING INTO ACTION TICK TOCK - The Clocks have changed have you? Welcome to the new Monthly NST (Ninja Saving Turtles) Challenge! NST's are a group of Money Saving challengers from across the UK who are always up for new money saving challenges, fighting our way to debt freedom, sharing tips and new money…
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The Awakening.....the amazing April NSD challenge thread
As the staff of Ennessdee Towers sail off on their round-the-world cruise, the NSD challenge continues....... Why? People collect No Spend Days for various reasons. Some do it because they are heavily in debt. Some have a limited income so need to watch the pennies. Some are saving up for something big - a house, a…
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Debt Abroad can it be chased in UK?
Hi Sorry not sure if im in the right forum but I was wanting to know if I have debt Abroad can it be chased up in UK? I have a loan and credit card in Australia which I used to invest in a business in Australia and unfortunately it didnt work out and ive lost all of that money aswell as everything I had saved up and…
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Dropped by debt mamagemnt company after 7 Year
Hello everyone I wonder if anyone could help . We have been in a debt management since 2009 and never missed a payment . We received a letter dated on 18.3.2016 yesterday 1.4.2016 after they had taken a payment on 24th March. They basically say that its no longer viable for them to carry on with debt management. We have…
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~Make £10 a day March 2016 ~ everybody most welcome to join
:hello: Hello and welcome everybody This is the 103rd month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Rawdinosaur, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but…
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The NSD March Easter Egg Hunt Challenge!
Yes folks,Easter approacheth,meaning that we will soon have our hands full of that old favourite:anchovy and fennel chocolate Easter eggs,as much beloved by Cheffie and his [STRIKE]rusty[STRIKE][/STRIKE][/STRIKE],sorry,trusty sidekick Igor. Mrs Doyle will be on hand with her restorative cups of tea and egg sandwiches.…
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NST March TURTLES ARE TOUGH
NST MARCH TURTLES ARE TOUGH :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j March starts with Mother's Day (6th) and ends with Easter (GF 25th) and then there's also the 17th. Some of you will have holidays booked (please feel free to join the challenge suitably adjusted). Have you extra childcare needs/ expenditure? Food budgets may need…
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The 50p Savers Thread for 2015
Hello and welcome to the challenge :) Cannot believe 2014 is almost over, gone by so quickly for me. Lots of changes, new jobs and perspectives. On the whole looking back it has been good. Hope it has for you too XX Well, the reason why we are here is to make our money go further -either on the debt or towards saving for…
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Capquest court action/debt statute barred
I just wanted to share my quick story in the hope of empowering others. Received Court papers from Northampton Court Centre claimant capquest but originally credit card debt of about 5k. I had made some payments to capquest but thought they may have been more than six years ago (I was only about 70% sure). After reading…
