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Debt-free wannabe challenges

Forumites help each other push down their debt by setting challenges and encouraging each other to achieve their goals.

NST April - SPRING INTO ACTION
:T NST APRIL SPRING INTO ACTION TICK TOCK - The Clocks have changed have you? Welcome to the new Monthly NST (Ninja Saving Turtles) Challenge! NST's are a group of Money Saving challengers from across the UK who are always up for new money saving challenges, fighting our way to debt freedom, sharing tips and new money…
The Awakening.....the amazing April NSD challenge thread
As the staff of Ennessdee Towers sail off on their round-the-world cruise, the NSD challenge continues....... Why? People collect No Spend Days for various reasons. Some do it because they are heavily in debt. Some have a limited income so need to watch the pennies. Some are saving up for something big - a house, a…
Debt Abroad can it be chased in UK?
Hi Sorry not sure if im in the right forum but I was wanting to know if I have debt Abroad can it be chased up in UK? I have a loan and credit card in Australia which I used to invest in a business in Australia and unfortunately it didnt work out and ive lost all of that money aswell as everything I had saved up and…
Dropped by debt mamagemnt company after 7 Year
Hello everyone I wonder if anyone could help . We have been in a debt management since 2009 and never missed a payment . We received a letter dated on 18.3.2016 yesterday 1.4.2016 after they had taken a payment on 24th March. They basically say that its no longer viable for them to carry on with debt management. We have…
~Make £10 a day March 2016 ~ everybody most welcome to join
:hello: Hello and welcome everybody This is the 103rd month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Rawdinosaur, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but…
The NSD March Easter Egg Hunt Challenge!
Yes folks,Easter approacheth,meaning that we will soon have our hands full of that old favourite:anchovy and fennel chocolate Easter eggs,as much beloved by Cheffie and his [STRIKE]rusty[STRIKE][/STRIKE][/STRIKE],sorry,trusty sidekick Igor. Mrs Doyle will be on hand with her restorative cups of tea and egg sandwiches.…
NST March TURTLES ARE TOUGH
NST MARCH TURTLES ARE TOUGH :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j March starts with Mother's Day (6th) and ends with Easter (GF 25th) and then there's also the 17th. Some of you will have holidays booked (please feel free to join the challenge suitably adjusted). Have you extra childcare needs/ expenditure? Food budgets may need…
The 50p Savers Thread for 2015
Hello and welcome to the challenge :) Cannot believe 2014 is almost over, gone by so quickly for me. Lots of changes, new jobs and perspectives. On the whole looking back it has been good. Hope it has for you too XX Well, the reason why we are here is to make our money go further -either on the debt or towards saving for…
Capquest court action/debt statute barred
I just wanted to share my quick story in the hope of empowering others. Received Court papers from Northampton Court Centre claimant capquest but originally credit card debt of about 5k. I had made some payments to capquest but thought they may have been more than six years ago (I was only about 70% sure). After reading…
Demand for money i have paid!
I received a letter and an copy of the invoice in February from a company saying i owe them money from back in September/October time. I paid this money in cash to them back in December after asking them continuously for three months when they wanted me to give them the money and being told to wait until i hear from them.…
1debt vs 100days challenge chapter 21
Hello everyone! Regular challengers and newcomers! 1 Debt vs 100days chapter 21. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 10.12.15 and finishes on 19.03.16. Everybody's welcome! If you want to take a part, please write your name here. 1.…
101 things in 1001 days
The 101 things in 1001 days is a project that's been floating around on the internet for a while now. The idea is to create a list of 101 things you'd like to try and achieve or complete within the 1001 days (2.5 years). These goals can be really big goals or really really small goals that you haven't got around to doing…
NST: February: Back to Basics.
NST: February: Back to Basics. * We have 29 days on this challenge together. From the 1st February all the way to the 29th. It is not really a ‘short’ month this year. * What is important to you? That is what you will naturally focus on and that is what will take up most of your energy, so choose wisely. Keep your eyes on…
Make £10 a day Challenge - February 2016
Hello and welcome to the 102nd month of this challenge, first started by Batgirl, in September 2007. Also thanks to Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir and Aesop for keeping the thread going. How the challenge works The aim of the challenge is to make an extra £10 a day every day this…
The Frugal Fry-Up February NSD Challenge!
February has crept up behind us.January is almost over,thank heavens.What a long month.... The NSD gang en masse are staying at home for February,on account of being skint.No sunny holibobs for us 'sob'.... Igor and Cheffie are taking over the local greasy spoon and are hoping to make a mint serving such tempting dishes as…
30% off final value on eBay
Hi all I got a message from eBay to say I get 30% off the final value of 100 listings. Just thought this might be of interest to someone. I am listing 1 item a day on eBay as per a post I saw via the newsletter. Does anyone know how I can find/subscribe to this challenge? I have tried searching it but can't seem to find…
Debt problems
Make £10 a Day Challenge November 2015 - everybody welcome
:hello: Hello and welcome everybody This is the 99th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read as it…
10,000 steps to £10,000 challenge
I would really like to 'get stuck back in' to a challenge for 2016 and as i have decided to aim for earning £10,000 i have come up with this challenge to try and keep me on track. Its a tough challenge to aim for within a year but hey every £1 is another step closer....literally!! It seems quite overwhelming to think about…
Twit you will go on my first whistle
I’m a class A twit and I’m going to spend 2016 sorting it out. I made the mistake of feeling like I didn’t have a future which lead me to behave like I didn’t have one and now I fear I may have cocked up one. A few years on everything has turned on its head and I’m the happiest I’ve been for over 10 years… the only issue…

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MSE News

Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Which NatWest and RBS branches are closing from 2025? Here's the full list – and banking alternatives
NatWest and Royal Bank of Scotland (RBS), which are both part of the NatWest Group, will shut at least 108 of their bank branches in 2025 and beyond, after the Group announced a further 52 NatWest closures.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
Winter Fuel Payments will be reinstated to all pensioners in England and Wales this winter – but will be clawed back automatically from those earning over £35,000 a year, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up. MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis.
Car finance mis-selling update: regulator prepares for compensation scheme – and warns against using claims firms
Payouts for mis-sold car finance could be another step closer as the financial regulator has set out the factors it will consider if it were to introduce an industry-wide redress scheme – though we won't know more about how this will work until after a key Supreme Court decision expected in July. In the meantime, the regulator has warned that you DON'T need to sign up with a claims firm to be included.
Winter Fuel Payments to be extended to pensioners earning £35,000 or less – here's what we know so far
Winter Fuel Payments will be extended to all pensioners with incomes of £35,000 or less this winter, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up.
Winter Fuel Payments extension confirmed for this winter – watch Martin Lewis' instant response and his message to the Chancellor
Winter Fuel Payments will be extended to more pensioners this winter – though not to everyone – the Chancellor has today confirmed. However, exact details of who will now qualify still remain scant. Watch MoneySavingExpert.com founder Martin Lewis give his instant response, as well as his key message for Rachel Reeves.
Nationwide Fairer Share: Free £100 bonus confirmed for 2025 – here's who will get it
If you bank with Nationwide, you could get a free £100 paid into your account in June or July as part of the building society's 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it.
Forced onto a prepay energy meter? You may be due money back as 10,000s to be compensated
If you had an energy prepayment meter forcibly installed or your smart meter was remotely switched to prepay mode without your permission, you could be entitled to compensation of up to £1,000 and may even be eligible to have your energy debts written off.

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Debt-free wannabe challenges

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