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Overdraft
Hi I have an overdraft facility with the Halifax of £5500 and I am currently overdrawn by £3000 :eek: With the new fixed charges coming in could anyone enlighten me as to what will be the difference in charges for my account. Thanks.
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£35 Fee / Crippling Monthly Interest
Hi. I have a current account with Halifax. It was originally a student current account from when I was at university, and as a result of that I have a £1,600 overdraft facility. That was used to the hilt when I was a student, and consequently it hasn't been reduced/repaid since. The overdraft was interest free until 12…
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How Many E-savers can you have with Barclays??
Hiya, Does anyone know how many e-savers you can have with Barclays and I have a cash card account and would i be able to pay bills from those e-savers?? Thanx in Advance:D
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Tesco & Visa Electron...
For quite a while now, people with Visa Electron cards could put up to £60 worth of fuel into their cars provided they had at least a pound in their account. If you choose the "pay at pump" option on the actual pump, it checked your account to ensure you had funds in there but would then authorise you to go ahead and fill…
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What do you think of my budgeting idea's? moving out in 2 years thought id share now.
Moving out in 2 years and ive come up with a lot of diffrent ways to save money (ill be 18 when i leave home) and prob on low income. 1) electric bill- Do washing ironing and drying weekly (or monthly if you have plenty of clothes) turn all standby lights off. Use energy saving bulbs. Cook weekly stews to save on energy.…
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Payee name
I have always wondered what happens if you put the wrong name on BACS but the sort code and accouont number is right?
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Debit Card bust in half xmas eve
Please can anyone let me know how long i will likely be waiting for a new card i went into lidl on xmas eve and the man inserted my card into the chip and pin and clearly snapped it in half - did not help in that i needed to get to cashpoint and get out xmas money - that darn stupid shop - just needed to ask on turnaround…
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Credit score rating
I've got an current account with HSBC which I've had for several years now. I went to the bank to close this account as I never use it anymore since I've opened a new one elsewhere. I was told that if I closed this account, it may affect my credit rating and was told to carry out a little activity now and which would help…
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Maestro Card
I got a Maestro card a few months ago and tried to use it for the first time the other day but the payment wouldn't go through. Do these cards need activated before you can use them? Can I activate it over the phone? :confused:
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Bank setup DD without permission
Hi, I will try to keep this as short as possible.... I fell out with my bank over charges so decided to move my current account to another bank. I cancelled all DD's with my old bank and set them up with my newone. One was left and that was a loan payment to my old bank, when I called to ask them to change the direct debit…
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Halifax High Interest Current Account
I signed up for this account about 6 months ago when the interest was 5.12%, I was happy with that rate and opted for it after doing all my research. I just did a quick check and I note that the interest rate is not 2.50%, are they allowed to change the rates just like that without any notification, when I was with smile…
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Halifax Ultimate Reward Account Cancellation
Hi, I recent spoke to Halifax regarding mortgages, as part of this they were telling me all about the Ultimate Reward Account and "all its great features". I wasn’t overly interested and I was in a rush to leave so they said they would fill in the bits for me and I would have to come in and sign all the paper work to open…
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RBS card reader
mine came today, and i really have no clue what to do with the thing. I followed the instructions...and nothing help please?
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£2000 Has been added to my account
Hi. I have an Abbey current account, I went online tonight and logged on to my account to find some money in there, which is not mine. The description of the money is - Account Adjustment, totalling just under £2000. I am good with money and know that this money is not mine, but wondered what I should do or could…
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RBS open tommorrow?
Does anyone know if rbs are open tommorrow as per thier usual saturday opening or closed until mon?, only reason i ask is i need to do a payment into someones account and if they aint will do a faster payment instead!. Also if they are open is cash credited straight away on a sat or does it sill hold over to the monday?
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Strange Payment
Yesterday I had £337 put into my current acc: It is a chaps transfer with a ref PET******* I went into the branch to ask what it was, they had no idea. I even had to tell them what CHAPS was. Anyway, how can I find out where this came from? The 7 didgits number doesnt ref with any of my accounts
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5 Student Overdrafts - road to ruin?!
I'm very canny with money - as a student, I've got to be. After being inspired by stoozing, I've got 4 student bank accounts with interest-free overdrafts which I have maxed out. £3,600 is in a Fixed Rate ISA paying 6.31%, the rest is in a Principality e-Saver. The accounts are as follows: Halifax - £2759 Abbey - £700…
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Day to day spending - moving away from cashback cards
For the last few years myself and OH have used the cash back credit cards as recommended on MSE for all our day to day spending. In this new economic era, being mindful of budgeting, initially for my OH's clothes / cosmetics spending, I'm considering losing the cash back benefit of these cards for either a pre-paid card…
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Smile servers down??
I tried logging in to Smile yesterday afternoon and again today but their site appears to be down. Has anybody else been having problems? I was thinking maybe its down for routine maintenance - but it seems wierd that there isn't any front page at all. Maybe someone's tried to attack them over Christmas and the site shut…
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VISA ELECTRON benefits list (should be STICKY)
Everyone will have read that VISA ELECTRON holders can benefit from no card fees when booking with Ryan Air. I suggest we use this thread to maintain a list of all other similar benefits. To add one repost the whole list with the new one added. To remove one repost the whole list with the invalid offer removed. This way…