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Help With Bankruptcy Arghhhhhh
can anyone give me any advice on this please, me and my partner are currently in an iva but we had alot of problems last year and now we cant keep up with our payments as a result we are £2200 in arears we have looked into bankruptcy and the clerk told us that we should be allowed to keep our nationwide flex account open…
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Can I please have a bankruptcy number please?
thank you :)
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Bank accounts for bankrupts
Hi Altough I've just read a post about bank accounts, can anyone tell me is it always possible for a bankrupt to get a bank account as it is nigh on impossible to live without one now. I don't know of any employers who don't need you to have a bank account to pay wages in. A friend's daughter and husband are going bankrupt…
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Going bankrupt on weds 4thp-help!
Have a few questions What do I put for reason for debt on credit cards?There wasn't any specific reason-it was all food/travel/furniture etc I can't remember the dates when I took any of the cards out-can I just put rough dates? Does £450 a month sound about right for 1 adult and 4 children and various pets for food etc?…
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Rebuild a new credit file while bankrupt
I am currently an undischarged bankrupt. I have a four yr restriction imposed so to start rebuilding my Credit I am looking at a minimum of ten years which I am not best pleased about. Ideally I would want to buy a house in the future. I stumbled across a post on here saying that someone accidently built a new credit file…
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I feel devastated!!
My OH presently owes approx 100,000 and has no way of paying it off. If he goes bankrupt he loses his job (for sure). He's been bankrupt before and 6 years later his discharge was refused (I checked London Gazette because he can't remember). If he was not discharged am I right in thinking it lapses after so long?? and if…
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Advice required please - being made bankrupt by creditor..?
I have received a letter from bishop investigation on behalf of another company who are (as advised by my creditor) acting on behalf of my creditor. I owe just under £3k to this creditor although my overall debts are in the region of £45k. I was looking at declaring myself but have not had the money to do so. I am almost…
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I&E Any Advice.
Hi, Has anyone got any advice, i have been searching through other threads to try and see if anything is relavent to me and i came across a question regarding ctc and cb that says that it is disregarded as income by the OR just wondered what anyone thought on this. Also on the form it asks do you have use of a vehicle that…
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Online form panic! Please help!
A quick question please as I'm panicking! Just filled my forms out online. For the assets referring to cash, as in cash in hand etc I have left them all at 0.00 on the online form, so when I go to court I can correct them in pen (as I believe I'm allowed to do) with the actual figures (not sure what they will be just yet).…
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frozen account help
went bankrupt recently and pre bankruptcy opened basic bank account as advised, started using the account week after for payment of wages etc, just received letter informing me bank account frozen, trustee has asked for bank statements to see if he has any interest in account, it is an online account i have no paper…
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Another form- filler in needing help.
Ok thought i was doing well then came to section 3. Assets. Can anyone tell me (i did do a search before but coudn't find an answer) in the section marked cash in BS or similar, do i put in the fact that TODAY i have £800 in the BS,:T but thats wages and such like; by this time next week it will all but be gone on rent/ct…
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Finding the Br fee
Like many others i'm really struggling to find the Br fee. I was told by National Debtline about charities or water companies that can help. Can anyone tell me if they have tried and been successful in applying please?
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Just had OR face-to-face meeting+ my Outgoings-for interest!
Hello all, Had my OR face-to-face meeting (involved house being surrendered & multiple unsecured/a mortgage shortfall & IR & NI tax debts). The whole meeting lasted 3 hours. The OR was very friendly, whist obviously asking detailed questions about how I got myself in this situation, etc... I made sure I bought ALL the…
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Paying for BR.PLEASE HELP!
hi Havent posted for a while as have head firmly buried in sand but have finally got it out and have filled in the BR paperwork!!Horray!!!!! My next problem is paying for the thing! My husband and I are not working, he is claiming job seekers allowance and I am a stay at home mum. Our business failed and that is why we are…
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Thankyou for helping to give me my life back!
Hi Everone, I just wanted to say thankyou to everyone that posts on here. The information and kind words you give to everyone really do help. I have not posted on here before(to shy:o ) but have been reading posts for over a year. Myself and my husband and our 3 chilldren have been living in debt for over 5 years and it…
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Statement of affairs - debtors petition URGENT HELP
HELP YIKES We are trying to fill out this form my husband is going BR he transferred ownership of a vehicle to me back in march it says we have to declare all in the last 12 months. He also has two other cars in his name.. Any advice greatly appreciated. Thanks :confused:
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Banks
Hi, I have got my bankruptcy date booked and had a question regarding banking. A loan I had with Lloyds TSB will be going onto my bankruptcy as I was reckless and foolish when I took out the loan... thought I could afford to pay for it etc and now realising looking back I couldnt. As I am older and wiser, I was wondering…
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Advice Please Re; Forms
Hi, I am looking for advice as to when i go to court do i need to take all my statments loan agreements etc at that point or just the forms and the money.I don't have them all what will happen then? any advice will be of help. thanks lisa
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Heard of the site but not know how good it is till now!
Hiya to all. Am new on the site and getting the hang of how it all works. Wish I would have found this site a few months ago when I was having trouble with all my Bankruptcy forms. Just completed them all online now though and will hopefully be going to court at the end of this month. Am pretty much ok with all the process…
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How do you find a human?
...One that can sit down and talk to you one to one and look through your paperwork and give you some advice. Not over the phone? I really think that things will never get better or under control whilst i am with my DH. Have had 2 more parking tickets and rent due yesterday has not been paid, another case of him saying he…