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Tilly Tidy 2022

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  • GingerWarrior
    GingerWarrior Posts: 267 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    £28.12 tidied in April! Super stressed at the mo as we’re buying a house - exchanged on Friday and completing this Friday so I’m pleased that I’ve stuck with it! Well done everyone x
    Good luck with the move

    2021
    DFW 2021 - £6,851.06 / £7,147.80 (95.85%)

    2022
    DFW 2022 - £2,169.99 / £2,169.99 (100%)

    2023
    DFW 2023 - £0,00 / £2,207.83 (0.00%)

    Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63

    Debts (as at 03/10/2022)
    M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
    MBNA C/C - £0.00 (cleared 02/01/22)
    Lloyds C/C - £0.00 (cleared 03/10/22)

  • 2Scratters
    2Scratters Posts: 1,107 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Not quite a tilly tidy but have just closed my fixed regular savings account with 1st direct and will open a new one at the end of the week to obtain a favourable interest rate of 3.5% for 12 months. Every little helps.
    Anything is better than nothing-check back and see
    On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
  • Breezyboo
    Breezyboo Posts: 52 Forumite
    Third Anniversary 10 Posts Name Dropper
    £3.09 today! 
    Pay all your debt by Xmas 22 #5 £6521.11 / £11,000
    Tilly Tidy 22 - £34.44
  • 2Scratters
    2Scratters Posts: 1,107 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    9.94 today moved. Had a payment into my account. 
    Anything is better than nothing-check back and see
    On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
  • GingerWarrior
    GingerWarrior Posts: 267 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Chase £7.00
    Lloyds £2.25

    MTD £9.25

    2021
    DFW 2021 - £6,851.06 / £7,147.80 (95.85%)

    2022
    DFW 2022 - £2,169.99 / £2,169.99 (100%)

    2023
    DFW 2023 - £0,00 / £2,207.83 (0.00%)

    Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63

    Debts (as at 03/10/2022)
    M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
    MBNA C/C - £0.00 (cleared 02/01/22)
    Lloyds C/C - £0.00 (cleared 03/10/22)

  • WinterWarrior
    WinterWarrior Posts: 6,101 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    I tillied another £3.50 to the mortgage to round it back down.
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • ladyholly
    ladyholly Posts: 3,913 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £5.01 this week making a total this year of 59.68.
  • 5.2 saved this week in roundups. I now have a total of 12.5 in my chase 
    TOTAL DEBT JUNE 2019: £38,233.87 Aiming debt free mid 2023. All bad debt written off / paid by January 2023. No missed payments in 2023. Only one active credit card to pay off! I DID IT 🎉
  • GingerWarrior
    GingerWarrior Posts: 267 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I’ve realised I made a faux pas by moving my Q1 Chase Roundups into my savings for holiday spending. They should have stayed where they are as the AER is 5%. 

    Previously filling the car up with an exact round figure are no more. I make sure I go a penny over so 99p goes into the Roundup fund

    2021
    DFW 2021 - £6,851.06 / £7,147.80 (95.85%)

    2022
    DFW 2022 - £2,169.99 / £2,169.99 (100%)

    2023
    DFW 2023 - £0,00 / £2,207.83 (0.00%)

    Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63

    Debts (as at 03/10/2022)
    M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
    MBNA C/C - £0.00 (cleared 02/01/22)
    Lloyds C/C - £0.00 (cleared 03/10/22)

  • Keedie
    Keedie Posts: 2,840 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    edited 8 May 2022 at 10:35PM
    Hi all, can I join too please? I've mainly been tillying via Monzo round ups and sometimes tidy my account balance so that it is whole numbers. I also add spare change to money tins that I get in Poundland that require a can opener to get to the funds, but I've never counted this beforehand, but I will do from now on.  I've gone through my Monzo pots and updated my signature to reflect what I've put aside so far this year.

    Today = £1.03
    MTD = £30.32
    YTD = £137.12
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
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