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Tilly Tidy 2022

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Comments

  • £1.27 TT'd  to Mortgage pot
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,964

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £730/£3000
    .
    Fiver Friday '25 #10 £90/£260  

    Studies/surveys  June £57.69

    Decluttering items 706

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • TT'd £1.38 to Mortgage overpayment pot
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,964

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £730/£3000
    .
    Fiver Friday '25 #10 £90/£260  

    Studies/surveys  June £57.69

    Decluttering items 706

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Another 52p TT'd into the mortgage O/P pot
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,964

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £730/£3000
    .
    Fiver Friday '25 #10 £90/£260  

    Studies/surveys  June £57.69

    Decluttering items 706

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • 2Scratters
    2Scratters Posts: 1,107 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Glad I popped in here just moved a round down of £9.77

    2 Scratters xx
    Anything is better than nothing-check back and see
    On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
  • 2Scratters
    2Scratters Posts: 1,107 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Just moved another £5, I'll tot up at the end of the month

     2 Scratters xx
    Anything is better than nothing-check back and see
    On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
  • You doing a 2023 challenge or is this one continuous? :)
    Saving for Christmas 2023 #51🎄
    £1 a day £36/£365
    Tilly Tidy 🧹 2023
    💸 2023 1% Challenge #9 ☀️
  • Long time no post. Think I mentioned that I wasn’t TTing much as was using Roundup on my Chase account. So since the beginning of the year, I’ve rounded up £392.63 (which includes £5.51 interest). This is mainly from a daily Amazon top up of £1.01, resulting in a £0.99 to the Roundup account. 

    This on top of the Q1 TT of £192.76 (used spending money in Devon at Easter) and £101.16 in April and May means I’ve had a fairly successful year. 

    The Roundup money will go on my CC debt, when it transfers over next week (I think)

    2021
    DFW 2021 - £6,851.06 / £7,147.80 (95.85%)

    2022
    DFW 2022 - £2,169.99 / £2,169.99 (100%)

    2023
    DFW 2023 - £0,00 / £2,207.83 (0.00%)

    Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63

    Debts (as at 03/10/2022)
    M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
    MBNA C/C - £0.00 (cleared 02/01/22)
    Lloyds C/C - £0.00 (cleared 03/10/22)

  • 2Scratters
    2Scratters Posts: 1,107 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Great job done @GingerWarrior
    I sort of lost focus towards the end of the year.
    I have started a new thread for Tilly Tidy 2023 for those who would like to pick it back up again. Just pop in and say Hi.

    2 Scratters xx
    Anything is better than nothing-check back and see
    On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
  • 2Scratters
    2Scratters Posts: 1,107 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    @scrimpandsave I've started a thread for 2023 lets see where this year takes us

    2 Scratters xx
    Anything is better than nothing-check back and see
    On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
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