Tilly Tidy 2022

CMD79

Another £2.60! (£22.95)

2Scratters

@CMD79 I read your DFW thread and am very impressed with your show of grit and determination. These Tillies are great when there is much happening in an account. As they are no pressure payments(saves) it becomes more fun if you get what I mean?
2 Scratters xx

CMD79

2Scratters said:

@CMD79 I read your DFW thread and am very impressed with your show of grit and determination. These Tillies are great when there is much happening in an account. As they are no pressure payments(saves) it becomes more fun if you get what I mean?
2 Scratters xx

Thank you so much for that. It's really making a huge difference to the physical balances of my debt, but probably more so, the mental challenge of my debt. So I'm very grateful that I joined in the challenges, and the support others have given me to keep me going.

Do you have a Diary? 

xx

CMD79

£8.62 today - I've had my new statements from various debts, so rounded those down again.

(£31.57 total for September, though I'm changing to nearest £1 now as getting a little low!!)

2Scratters

@CMD79 No, no diary for me I have thought about it a couple of times but it is nice popping into other interests and actions that are helpful to follow in making progress
Tillied 79p today, this is a Nationwide account and it sits there waiting for you to move it. 
2 Scratters xx

CMD79

2Scratters said:

@CMD79 No, no diary for me I have thought about it a couple of times but it is nice popping into other interests and actions that are helpful to follow in making progress
Tillied 79p today, this is a Nationwide account and it sits there waiting for you to move it. 
2 Scratters xx

Yes, I can understand that. I must admit, it was pretty confronting putting it all out there. In the first few comments on my diary, I had some pretty harsh judgements, which really were not helpful at the time, and my first reaction was to immediately delete myself. I'm glad I didn't now though, because having people to talk to has helped immensely since then, and the vast majority of comments have been hugely helpful and encouraging.

Which of the challenges do you find most helpful? I've found the Tilly Tidy and Make An Extra £10 A Day really good for me and both then work well with the Payment a Day. The next thing I need to do is start getting through my stashes of stuff...

xx

CMD79

£4.29 Today

CMD79

£1.65 today! 

2Scratters

@CMD79 I enjoy the tilly tidies the most as there is no pressure there. For years I have snowballed a lot of debt as have always been fortunate to be able to afford the debt. I have for the first time in my life completed a budget sheet. Used the MSE one and what a scary thing to complete : Good news is we are living below our means at this time. It will need another visit soon to check how we are doing. I also found Frugal Queen in France very helpful. I have spent some considerable time watching and listening and using some of her tutorials going forwards. A big thing from her was to pay yourself first!

2 Scratters xx

Makingabobor2

Tilly Tidied £3.01 into 2 different pots today...been a slow week....