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Tilly Tidy 2022

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  • WinterWarrior
    WinterWarrior Posts: 6,099 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Welcome @Keedie. Good luck. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • gd55
    gd55 Posts: 168 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    My tillying so far in May:
    £3.60 to emergency savings
    £11.15 to holiday pot

    My debt-free diary: Go your own way

    Save £6k in 2025 #19 £902.69/£6,000

    Save £10k in 2024 #10 £12,013.63/£10,000

    Save £12k in 2023 #20 £7,040.55/£12,000
  • WinterWarrior
    WinterWarrior Posts: 6,099 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    £10 rounded up and sent to the mortgage today. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Keedie
    Keedie Posts: 2,839 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    edited 12 May 2022 at 11:49AM
    I've been putting aside little bits as I can.

    Today = £0.82
    MTD = £35.88
    YTD = £143.17/£300

    I'm nearing the halfway mark with my £300 tillying target for the year.


    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • 2Scratters
    2Scratters Posts: 1,107 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Tilly for today is 2.08 
    MTD is 15.48

    It is slowly getting there (wherever there might be  B)

    2Scratters xx
    Anything is better than nothing-check back and see
    On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
  • ladyholly
    ladyholly Posts: 3,910 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £5.58 this week The total is now £65.56. I should get to the hundred pounds by December. :)
  • Cheesephetamine
    Cheesephetamine Posts: 247 Forumite
    Fourth Anniversary 100 Posts Photogenic
    I’ve put aside £8.99 this week on roundings. My total since I started the challenge is £21.49 :)
    TOTAL DEBT JUNE 2019: £38,233.87 Aiming debt free mid 2023. All bad debt written off / paid by January 2023. No missed payments in 2023. Only one active credit card to pay off! I DID IT 🎉
  • WinterWarrior
    WinterWarrior Posts: 6,099 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    I added another 4.99 to mortgage overpayment today. The pesky thing had dropped a penny again 🤣
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • GingerWarrior
    GingerWarrior Posts: 267 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Chase £7.07

    MTD £16.32

    Side note - with Chase the auto round up function transfers into a savings account that is 5% AER. Having read on HotDealsUK, I have set up an daily auto top up to Amazon for £1.01 and therefore £0.99 goes into this high interest savings account on a daily basis. 

    2021
    DFW 2021 - £6,851.06 / £7,147.80 (95.85%)

    2022
    DFW 2022 - £2,169.99 / £2,169.99 (100%)

    2023
    DFW 2023 - £0,00 / £2,207.83 (0.00%)

    Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63

    Debts (as at 03/10/2022)
    M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
    MBNA C/C - £0.00 (cleared 02/01/22)
    Lloyds C/C - £0.00 (cleared 03/10/22)

  • Keedie
    Keedie Posts: 2,839 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    I've been getting into the groove of Tillying and it's getting easier to be consistent, even with the little amounts as they all add up. 

    Today = £5.47
    MTD = £67.47
    YTD = £174.76/£300 (56.90%)

    @GingerWarrior is Chase a good bank and easy enough to navigate? I have Monzo and have round ups, but there's no interest earned and I have various pots for savings. How does a daily auto top up work with Chase? Is that like a faster payment? Sorry for all the questions, just trying to see if it's worth using Chase as my spending account as I wouldn't leave Monzo as it's my main current account. Thanks, x.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
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