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Tilly Tidy 2022
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My bank already does this for me (chase, I use the roundup option with 5% interest). Does this count?TOTAL DEBT JUNE 2019: £38,233.87 Aiming debt free mid 2023. All bad debt written off / paid by January 2023. No missed payments in 2023. Only one active credit card to pay off! I DID IT 🎉2
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I think anything extra you tidy away to your chosen debt/pot counts, no matter how you do it.Cheesephetamine said:My bank already does this for me (chase, I use the roundup option with 5% interest). Does this count?
I have done the monthly £20 overpayment to the mortgage and will carry on with other bits throughout the new month,Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
I agree @Cheesephetamine it doesn't matter how you do it, it's the same result at the end. Little tidies adding up.👍Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again3
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Yay! Then I’m in
TOTAL DEBT JUNE 2019: £38,233.87 Aiming debt free mid 2023. All bad debt written off / paid by January 2023. No missed payments in 2023. Only one active credit card to pay off! I DID IT 🎉3 -
@Cheesephetamine welcome! 😁Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again1
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£2.65 sent to save the change. Total is 54.67.
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Sorry off topic but I have the “a smooth sea never made a skilled sailor” quote tattooed!WinterWarrior said:
I think anything extra you tidy away to your chosen debt/pot counts, no matter how you do it.Cheesephetamine said:My bank already does this for me (chase, I use the roundup option with 5% interest). Does this count?
I have done the monthly £20 overpayment to the mortgage and will carry on with other bits throughout the new month,
on topic: starting May with £7.30 saved in roundups (I started last week to be fair)TOTAL DEBT JUNE 2019: £38,233.87 Aiming debt free mid 2023. All bad debt written off / paid by January 2023. No missed payments in 2023. Only one active credit card to pay off! I DID IT 🎉2 -
My totals for April (and actually the last week in March when I started with Monzo and their automatic roundups):
£56.83 to Portugal pot
£14.76 to emergency savings
= £71.59 total
Here's to May!My debt-free diary: Go your own way
Save £6k in 2025 #19 £902.69/£6,000
Save £10k in 2024 #10 £12,013.63/£10,000
Save £12k in 2023 #20 £7,040.55/£12,0004 -
How are we in May already?!
April finished with a £6 Tilly from Chase.Monthly total - £68.902021
DFW 2021 - £6,851.06 / £7,147.80 (95.85%)2022
DFW 2022 - £2,169.99 / £2,169.99 (100%)2023
DFW 2023 - £0,00 / £2,207.83 (0.00%)Tilly Tidy 2022 - Jan £23.71 - Feb £73.75 - Mar £95.30 (Q1 savings used on holiday spending money) - Apr £68.90 - May £32.26 & Chase Roundup £392.63
Debts (as at 03/10/2022)
M&S Loan - £0.00 (cleared 28/02/22 - £4285.37)
MBNA C/C - £0.00 (cleared 02/01/22)
Lloyds C/C - £0.00 (cleared 03/10/22)2 -
£28.12 tidied in April! Super stressed at the mo as we’re buying a house - exchanged on Friday and completing this Friday so I’m pleased that I’ve stuck with it! Well done everyone x4
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