Sub Prime Credit Card Club

DanDan123

sutton111 wrote: »

You got your OD then in the end.;)

Hi Sutton,

Yeah got sorted in the end.
Apparently they had to fax something over to the underwriters?! But it got sorted so thats the main thing!

louiser123

been with rbs on basic account for years only just allowed in june to get interest paying current account, no od ect, that is until tonight!!!!! just applied nd granted 500!! will this now trigger a maestro card in place of solo??? not bothered if not as i like the solo its no different really.

londonuk2008

wannabe123 wrote: »

hi london service card 250 u have to ask for one if reccomended it will issue one imediatley if not it will be refered if u had £8000 loan that went straight through i would say yes ur internal score is high as they only usually give above £7500 to those who account is satisfactory but will also mean ur external score is getting to the top too

Thanks for that - funny engouth I damaged my servicecard , so I called to re-order a new one (never asked about the servicecard250) see what comes through the post next week! While I was on the phone the lady said ' theres a note to invite you to a review' - too late I said , got caught in branch last week!

You say my external score must be good - try telling Barclaycard that - I had originally decided to 'keep' this card and pay off monthly (or so) but they have started to play silly again - interest rates up and limit down again(in the last 18 month - gone up then down then up then down and down again) so awaiting till next week when my statement will show clear and then they can bog off!:beer:

sutton111

londonuk2008 wrote: »

Thanks for that - funny engouth I damaged my servicecard , so I called to re-order a new one (never asked about the servicecard250) see what comes through the post next week! While I was on the phone the lady said ' theres a note to invite you to a review' - too late I said , got caught in branch last week!

You say my external score must be good - try telling Barclaycard that - I had originally decided to 'keep' this card and pay off monthly (or so) but they have started to play silly again - interest rates up and limit down again(in the last 18 month - gone up then down then up then down and down again) so awaiting till next week when my statement will show clear and then they can bog off!:beer:

Ring them back as ask them for one see what they say.

darcyvuqua

hey sutton have you had any successes with the credit world lately matey

JCCCC

I'm unemployed, currently looking for work. I have an overdraft of £1000 nearly maxed out and a credit card that is £300 away from maxing out. Is it possible to get one of these sub prime cards or will I automatically be turned down due to debt/unemployment?

sutton111

darcyvuqua wrote: »

hey sutton have you had any successes with the credit world lately matey

no not really:o , i want a vanquis card, everyone in my household has one exept me:rolleyes: , i applied in september and declined.

darcyvuqua

i cant believe they accepted me to be honest!! did you try the mbna card i think i remember that you did ey!

sutton111

yea i did decline as well, maybe a change when i go on the electrol

londonuk2008

I tried mbna and they offered one with a deposit!