Sub Prime Credit Card Club

DanDan123

Id recomend trying for the HSBC Plus account.
I have a poor history, and applied for one last week, has been approved and is up and running with a £200 od approved. Also comes with Maestro Card.

Breezy85

sutton111 wrote: »

have you tried applying for a maestro in branch?

Hi, yeah once about 2 months after they opened the account - they said they couldn't agree as there was no income mandated to the account - had to send them 3 months wage slips but there was no address to send it to and the branch staff wern't really helpful so gave up lol

Don't want to push my luck with my credit not being as good as it should be and am nor sure if you are crdit searched for Servicecard?

Breezy

welly_59

just applied online to rbs and they offering the key account and the cash account. any point in opening any of these?

sutton111

DanDan123 wrote: »

Id recomend trying for the HSBC Plus account.
I have a poor history, and applied for one last week, has been approved and is up and running with a £200 od approved. Also comes with Maestro Card.

You got your OD then in the end.;)

sutton111

welly_59 wrote: »

just applied online to rbs and they offering the key account and the cash account. any point in opening any of these?

I would stay with Lloydstsb, Key account is a basic account with a solo card.

Breezy85

sutton111 wrote: »

I would stay with Lloydstsb, Key account is a basic account with a solo card.

Key account reports to CRA's, I only got cash card tho - I don't use it but it has lots of green O's on my file.

Yikes about Woolworths :eek:

Breezy

clio

Anyone help me with query i have on credit card refund pretty please:)
don't wanna do a post properly as i'm lazzzyyyyy.

PROLIANT

Alreet Clio, whats the question?

clio

I made a purchase 2 weeks ago from a Bed shop called Bensons,
well i was told i had to leave a deposit and pay the balance by no later than today. well i left a deposit and used my Egg Money card went in to the store dinner time and paid £314.99 on my Argos mastercard so i could get the 3 months 0%, so i could get the next delivery slot which was thursday between 4 and 8pm. well they told me afterwards via telephone call that bed was being delayed by 6 weeks so i cancelled order straight away as i'm not waiting that long. they have refunded me the full amount to my Argos card is it ok for them to do the full amount onto card even though some of the ammount [£100] was my Egg Money card. they said it's allowed and not a problem.

"example"
Bed 415 - 100 deposit on Egg card 2 week ago. Today 315 on argos card.
later on today refund on argos card 415.

cifpower

I think its fine for them to do that. For example, I have bought things from Tesco on my debit card and had them refunded onto my credit card.