Sub Prime Credit Card Club

wannabe123

breezy i will tell u how it works get ur wages paid directly to ur current plus cause ur pre asses limit is based on income and how account is run if its not linked to another account that over drawn or charges and within 3 months u should be able to apply for o/d and service card hope this helps:j

wannabe123

try applying for a lloyds classic on line hopless did as i told her to and she got full current account with visa and cheque bookits worth a shot

Breezy85

Wannabe123: So you are saying I should transfer all payments to the Current plus that DOESNT have any charges / bounced DDs ??? In my online banking the two accounts have different customer numbers and are not on the same page if you get what I mean.

Should I apply for O/D after 3 months or do I just wait for them to send Servicecard?? I've read before that someone just recieved a Servicecard after being given a Solo when they opened the account?

Really want to get the ball rolling on this one.

Breezy

welly_59

tried it with no joy, only offered me a cash account

wannabe123

yeah some one has set u up on system twice sometimes a service card will automaticly be sent as for o/d after 3 months good behavior go online banking apply for o/d and it will tell you how much u can have

wannabe123

welly have u tried rbs or natwest online there a lot more leanient cant belive i am defending them i had a terrible 10 yrs working for them but if it helps u guys thats ok it will give u an online decision as well:beer:

Breezy85

wannabe123 wrote: »

yeah some one has set u up on system twice sometimes a service card will automaticly be sent as for o/d after 3 months good behavior go online banking apply for o/d and it will tell you how much u can have

Thank you for the advice. I get paid on Friday so will set up for my wages to be sent to spare account as of next month. Just one more question sorry, I work part time - get a about £500 a month - Housing benefit is paid to me aswell to the amount of £450 - because of claiming this will this make my chances slimmer of getting a Maestro? I've seen while in Natwest that on the "credits" page of my file (being sneaky having a sly look) it has BACS payments each month from both Tesco and HB - does Natwest system just think my wages are £900 a month?

Breezy

sutton111

have you tried applying for a maestro in branch?

sutton111

Breezy85 wrote: »

Thank you for the advice. I get paid on Friday so will set up for my wages to be sent to spare account as of next month. Just one more question sorry, I work part time - get a about £500 a month - Housing benefit is paid to me aswell to the amount of £450 - because of claiming this will this make my chances slimmer of getting a Maestro? I've seen while in Natwest that on the "credits" page of my file (being sneaky having a sly look) it has BACS payments each month from both Tesco and HB - does Natwest system just think my wages are £900 a month?

Breezy

i know it wouldn't harm you a mate of mine is on job seekers allowance and hes got a servicecard and a £300 OD.

wannabe123

all bacs payments are considered as salary i had mine paid into partners rbs and he has loads of defaullts cause i left natwest with 5000 od

any way went to his bank with him for a review cause i worked for them and his o/d increased from 600 to 3000 because system thought he was taking 2500 a month in salary