Sub Prime Credit Card Club

clio

I sign nowt till i've seen me brief lol..

londonuk2008

clio wrote: »

I sign nowt till i've seen me brief lol..

Don't worry it's got a good limit!
:rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

clio

Anyone got the Argos mastercard in this thread ??

Sammy_Girl

dolally wrote: »

I would definitely keep the halifax tbh as a few years will be better than a few months in terms of credit history. It is up to you which one you close but I wouldn't have thought you have too much available credit compared to income but wait and see what Amex give you!!

We are remortgaging next year too - need to get shot of Blemain!!

Thanks Dolally,

Some people are never satisfied ehh - i'm a bloody nightmare. I finally get these cards and now I'm talking about cancelling them lol. I'm just nervouse about remortgaging and if the defaults aren't bad enough I don't want to be rejected for too much credit lol.

We only bought our house 18 months ago and got our mortgage through SPML - sub prime. Only found out a few weeks ago that SPML are owned by Lehman Brothers :eek: . I know we won't get a prime lender but even if I can find another sub prime at a similar apr to our current one. What with the current market, I'm starting to get a bit nervous

Who's Blemain??

londonuk2008

Still waiting to see if I were accepted for the 'My World' card.

Sammy_Girl

clio wrote: »

Anyone got the Argos mastercard in this thread ??[/quot

Seriously Clio, you always seem to be posting about this Argos card lol. What's so special about it????????

athensgeorgia

sscott5581 wrote: »

Hi there

I have the same account as you and have £100 overdraft and no guaranteed overdraft, how long after account opening did you have a guaranteed limit.

Many thanks

Sorry its took me so long to reply i'm was putting the kids in bed

I opened the account on 23rd october and i just happened to be clicking around internet banking and it said i had a guaranteed od of 2.5k i just had to click the button it was just too easy lol that was on 13th february so not sure how long it had been guaranteed for i'm assuming i had to have the account for 3 months but i had been with halifax just cardcash though for 8 years i also have my mortgage with them and a cc and my kids accounts, and the answers No i don't work for them and i'm not on commission lmao should be though i'd be rich hehehe

dolally_2

Blemain is the nasty sub sub sub prime you get when your mortgage is in arrears!!

We have been super good with our mortgage ever since and have had blemain a while so fingers crossed we will get somebody ok! Will go through an advisor though.

clio

Sammy lol nowt really just wanted to know is the offer on for new customers.
if it is i,m thinking of closing it down but if there's a deal going i,ll keep it.

London whats the my world card??

londonuk2008

Its run by 'sygma bank' - Flybe/JJb etc . I found it through 'See tickets' . Applied on the 4th and got ' we will write to you etc....'