Sub Prime Credit Card Club

ged1980

ged1980 wrote: »

i also got a no also no from cap 1 and vanq but i got the mbna (very strange) and now have my A&L account so going to run them well and apply for nothing else

afternoon all

ok i said not going to apply for nothing else but i applyed for a t-mobile sim only this morning and got it woooooo £15 a month so that will help

Credit_Dave

emmy05 wrote: »

hi dave,
some of us were lucky enough to get offered the card without having to pay the £100 deposit, if youre offered it with the deposit, then you get it back after 5/6 months, as long as youre keeping your account in order by not going over the limit, and by paying on time - some of us also got offered 19% deals and some had 29.9% deals, not sure why but again i think its down to what our credit files are showing. good luck if you decide to apply

Thanks Emmy, its good to know there are people like you around to offer advice.

I will have a good look through the options.

Credit_Dave

Has anyone had any joy with Barclard Initial? I want to apply to a name I know and trust, but the credit builder one doesn't really give you anything in the way of a credit limit.

PAULUK08

My oh apllied for the barclaycard intial - applied on a Sunday , first we new was when the card dropped through the letter box with a credit limit of £750.

doelani

Can I ask anyone who has Vanquis how do you pay your bill ? I know you can pay at bank or post office , how much does it cost? Anyone paying by phone do you know if they take electron?

I know I can phone them to ask but on a 0870 number thought I would ask here first lol

c8ndice

doelani wrote: »

Can I ask anyone who has Vanquis how do you pay your bill ? I know you can pay at bank or post office , how much does it cost? Anyone paying by phone do you know if they take electron?

I know I can phone them to ask but on a 0870 number thought I would ask here first lol

You can pre register your debit card with them. I have always paid by phone this way, and yes they accept visa electron, as that is what I pay with

doelani

c8ndice wrote: »

You can pre register your debit card with them. I have always paid by phone this way, and yes they accept visa electron, as that is what I pay with

thanks easiest way for me

ged1980

Anyone heard from A&L

cifpower

doelani wrote: »

Can I ask anyone who has Vanquis how do you pay your bill ? I know you can pay at bank or post office , how much does it cost? Anyone paying by phone do you know if they take electron?

I know I can phone them to ask but on a 0870 number thought I would ask here first lol

If you pay at a Post Office there is a fee around the £1.50 mark. I either pay over the phone with my Visa debit card or send the funds via internet banking

PROLIANT

Evening all, more new member here, hello and welcome!