Sub Prime Credit Card Club

haraltremorian

haraltremorian wrote: »

<q>Would they entertain me even with a really low score?</q>

You might want to try the CashPlus Creditbuilder Pre Paid Card. It isn't a brilliant product but if you just pay the 4.95 per month they report the complete loan to CRA's. That would take a year though and there is a fee of £9.95

Helps if I put the link in.:o

http://www.mycreditbuilder.co.uk/

emmy05

id say simplybe or fashion world would do, mind you, others have next and littlewoods so its a bit of a pot luck thing really it seems

clio

My new tesco credi card arrived this morning, very nice looking card it is \0/

emmy05

well done clio, youre going to need all these credit cards for when we all come to visit, we're not cheap you know lol :rotfl: :rotfl:

clio

lol Emmy

DanDan123

Hi everyone,

have been looking on here a while, but never posted on this thread.

Have had bad credit in the past (well isnt great now either) but this year i have been given an A&L full account with £100 o/d a Capital one Card initially with £500 limit, but now £1500 and have today had a call from Vanquis saying they have accepted me for £250 limit...........oh and also an Iphone contract about 6 weeks ago.

I applied for the MBNA card, but got a "we well write to you within 7 days" etc etc...........does this mean i am going to be declined?

emmy05

DanDan123 wrote: »

Hi everyone,

have been looking on here a while, but never posted on this thread.

Have had bad credit in the past (well isnt great now either) but this year i have been given an A&L full account with £100 o/d a Capital one Card initially with £500 limit, but now £1500 and have today had a call from Vanquis saying they have accepted me for £250 limit...........oh and also an Iphone contract about 6 weeks ago.

I applied for the MBNA card, but got a "we well write to you within 7 days" etc etc...........does this mean i am going to be declined?

hiya dan, sorry i couldnt really help you, some have had that and been accepted, some have had that message and not been accepted, and then some have been offered a £500 limit card, as long as you pay £100 deposit, but you get that back after 6 months of running the account well, some have been offered 19.9% and others 29.9%......... it does seem that you have pretty gd cards to play with already, why not run them for a gd 6 months, and then apply to something with less than 19.9% on perhaps?
vanquis tend to put an increase on the card limit on the 3rd or 4th statement, so thats not far away really

Pogo2k

emmy05 wrote: »

id say simplybe or fashion world would do, mind you, others have next and littlewoods so its a bit of a pot luck thing really it seems

YAY :j ive just tried Fasion World and they have given me a credit account with a £125 limit.

Thats made me a happy bunny Thanks for the advice Emmy.x:j :j :j

clio

Well done Pogo, good result another one you could try is jd williams ...

dolally_2

Is Fashion World not part of the JD williams group anyway?

Interestingly, I got my mbna card on Saturday. Put about £70 on it over the week and today I check my internet banking and see they have issued a statement already so I paid it all off again!! Quick to get the money back I think, unlike bank of scotland which I have had for ages and no statement!!