Sub Prime Credit Card Club

kiora

Hey Mr P, hows it going :cool:

random_fat_bird

PROLIANT wrote: »

Whats the word Homies?

No idea, but if I find out I have been reliably informed I need to give the word to my mother:p

Sammy_Girl

darcyvuqua wrote: »

https://wwwa.applyonlinenow.com/UKCCapp/Ctl/entry?sc=8cl38gs03_ost&mc=SME-AP-11111-15433

link to application of mbna card i was approved for but 19.9% not what is stated good luck guys

:j :j :j :j :j :j :j

I've been umming and ahhing over whether to apply but bit the bullet and just applied using Darcy's link and got an instant approval!!!! I've never had an instant approval before

And.......a credit limit of £3100!!!!!!!!!!!

Somehow, I think they may have made a mistake, but I guess I'll have to wait and see

Thanks so much for the motivating thread guys

S x

emmy05

i cant see them making a mistake, so very well done on that :T

Sammy_Girl

Thanks Emmy, I hope not

I'm just really surprised as I have defaults on my file. Got a Cap 1 and Vanquis a couple of months ago and have been very good with them. But I've never had such a high limit

No idea what the APR is. I used the link from Darcy so is that the 19%. Even better if so

Mystygirl

Hello all. I've been lurking here for a couple of years and have found some great advice that has really helped me out. So after being at the bottom of the credit heap for about 5 years I have finally taken a step up. I have now got a Littlewoods account and also I got accepted for a Vanquis card. :D:D.

I have still got 2 defaults and 1 CCJ (all satisfied and due to fall off beginning of next year)but finally I am starting to get somewhere and can slowly start repairing the damage that I did. Boy have I learnt my lesson

kiora

Well got my letter today from MBNA, credit agreement now signed, cheque enclosed and will post letter this afternoon. APR of 19.9% for purchases and 29.9% for cash withdrawls. Have also signed up to pay full amount by DD so hopefully by this time next week should have my card.:j

emmy05

well done, its good to see many of us are slowly getting somewhere, its a long slow process at times, but we will get there

emmy05

kiora wrote: »

Well got my letter today from MBNA, credit agreement now signed, cheque enclosed and will post letter this afternoon. APR of 19.9% for purchases and 29.9% for cash withdrawls. Have also signed up to pay full amount by DD so hopefully by this time next week should have my card.:j

cool, ill be looking out for mine now then, best not to do cash withdrawals then by the looks of it :T

moon1970

Well done to everyone who got the card. I received my credit report and I can see that I have a CCJ and Default that are not showing satisified even though they ARE....arhhhhhhhhhhhh. So I am off to fix that. Maybe I will have better luck next time.