Sub Prime Credit Card Club

louiser123

ps i think its a bit of a lottery with credit card applications, my OH applied for aqua in may and was declined straight away, yet in july he applied again and was accepted straight away, and there were no changes in the credit files of either of us or in any other circumstances but i have noticed that the times we have been accepted its always near the mid/end of month do they have to take so many a month as accepted??? i wonder:j who knows how they work.

i just noticed i have a star now:beer:

kiora

Cas

I'm sure others will back me up on this...too many applications in a short period of time looks to the lender like desperation, if I were you I would leave it 6 months and try applying for maybe just 1 card. HTH.

emmy05

i dont recall being told about an annual fee on the mbna card, but i shall be having a lil look when the paperwork comes through

cas-dor

hi any one to help i cant get any crdeit card with those company becouse i nevar had any cdredit history but thank u god i even a bank acc am still getting cash card the i dont want.but i applied for Lloyds tsb and surprise i got accepted for silver acc. but now i need any emergincy pay day loan does any one know were do i go to apply.please help:eek:

pink_fairy_5

hi cas-dor,

well done on the current account, a step up the ladder!

im sorry i dont know anything about payday loans, hopefully somenone else will be along soon x

pink_fairy_5

i know it doesnt help you now but if you have a credit union in your area, once you have been saving regularly with them they can be a good way of getting a small loan at a good rate.

Woodyrocks

cas-dor wrote: »

hi any one to help i cant get any crdeit card with those company becouse i nevar had any cdredit history but thank u god i even a bank acc am still getting cash card the i dont want.but i applied for Lloyds tsb and surprise i got accepted for silver acc. but now i need any emergincy pay day loan does any one know were do i go to apply.please help:eek:

Cas, you can go through Quidco to apply for a pay-day loan and you also get cashback so not bad at all :T

cifpower

Well the MBNA appeal letter has been drafted and printed. So I just have to post it now and await their decision.

londonuk2008

Anyone else had any luck with MBNA

PROLIANT

londonuk2008 wrote: »

Anyone else had any luck with MBNA

No, was told to fok off again!