We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Card Club

1…220221223225226…1034

Comments

  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    zeus1234 wrote: »
    ring them Mr P ask for heather lol. she seems to be the good luck charm
    How old is she? I will take her out for a drink if she say yes! :D
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    PROLIANT wrote: »
    How old is she? I will take her out for a drink if she say yes! :D



    PERVERT LOL
    you cant change yesterday
    but you can make tomorrow better
  • zeus1234_2
    zeus1234_2 Posts: 34 Forumite
    PROLIANT wrote: »
    How old is she? I will take her out for a drink if she say yes! :D
    Hey old enough if shes working for mbna
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    zeus1234 wrote: »
    Hey old enough if shes working for mbna
    No older than 33 with a firm pair of bigones.jpg ...hands! :rotfl:
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • zeus1234_2
    zeus1234_2 Posts: 34 Forumite
    Hell with the credit card i ll have the pair
  • cas-dor
    cas-dor Posts: 33 Forumite
    londonuk2008 wrote: »
    Dunno about subprime , but I have found that I have a standard Barclaycard with a interest rate of 29%! I have a Vanquis and that apr is less!Capital one is 29% . Now my plan is , I have just been accepted for a card (JJb) with an APR of 18.9% , dunno what the limit is yet , but thought about shifting the balance from one of the higher cards and then close .
    hi londonuk i appl to those card am always been decline ,vanquis ,aqua barclayzcrd i hear a lot about this card jjb is for people with no credit i cant get any and am scare of getting de big fat the computers says NO.tks
  • cas-dor
    cas-dor Posts: 33 Forumite
    kiora wrote: »
    Darcy,
    Although I was declined for silver card women on mbna did say that i would get the credit building card,when she said i could not get silver card because of defaults when i said that they are satisfied and that waiting for credit reference files to update that is when she offered me the other card, so maybe it depends on who you speak to.
    hi kioro what kind of mbna card is it for bad credit scoring. becouse i applied for aqua, vanquis capiatl 1 am sitll getting the big fat no. i dont have any credit history i just whant to start something to build a good credit recort please any help will do.tks
  • cas-dor
    cas-dor Posts: 33 Forumite
    what is wrong with people every post am sending no reply. u dont like me or what?
  • Woodyrocks
    Woodyrocks Posts: 1,913 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Cas, I think it is more down to the fact that no-one has been in the thread since you. Don't take it personally. Regarding MBNA, Darcy is the person in the know but as far as I know by following the link in the thread you can apply for a Classic card.

    I applied this evening myself and got turned down and directed to Vanquis, who I am already with so it is not a guarantee YES at all.

    Stick around and get what you need out of the thread because there are people with good advice.
    DEBT FREE AND LOVING LIFE
  • louiser123
    louiser123 Posts: 1,248 Forumite
    well i have just applied for barclays initial card and got a we are looking at your application and are unable to make decision blah blah. but it is good news compared to last thursday when i applied and just got a polite "go away fool" response. however the defaults hadnt been removed then as thy are now so fingers crossed!! :eek:

    does anyone have any experience with this card and applications?
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture