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  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi there all - this is my first post so I apologise if I do it wrong?!

    I REALLY need some help and advice.

    I need to insure myself for a trip to the USA lasting 64 days. I am female and under 30.

    All the basics that Martin mentions in his Travel Insurance section I want to have - medical cover, baggage, cancellation etc. I do not need winter sports or anything hazardous. I thought I found a great deal doing it by Annual Trip but when I looked into it the Annual Trip cover will only cover me for 31 days per holiday and the Single Trip is minimum £98 which is way too much for me sadly.

    I am due to fly out in less than 2 weeks and really want to get this sorted asap.

    Any and all help would be TRULY appreciated.

    Many thanks:rotfl:

    Try Citybond, they offer an annual multi trip policy with a maximum stay of 100 days, its about £144 including baggage or about £114 with only £200 of baggage. It will cover you for any other holidays in the twelve month period.

    Travel Insurance for the USA is very expensive as the medical claims are incredibly high there
  • Hi there all - this is my first post so I apologise if I do it wrong?!

    I REALLY need some help and advice.

    I need to insure myself for a trip to the USA lasting 64 days. I am female and under 30.

    All the basics that Martin mentions in his Travel Insurance section I want to have - medical cover, baggage, cancellation etc. I do not need winter sports or anything hazardous. I thought I found a great deal doing it by Annual Trip but when I looked into it the Annual Trip cover will only cover me for 31 days per holiday and the Single Trip is minimum £98 which is way too much for me sadly.

    I am due to fly out in less than 2 weeks and really want to get this sorted asap.

    Any and all help would be TRULY appreciated.

    Many thanks:rotfl:

    A standard annual policy with a 90 day trip extension with www.getmy.com/travel will cost you £95.34 without baggage or £102.40 with baggage

    Single trip w/o baggage is £80.68, with £90.64

    try moneysupermarket for a comparison
  • kuromi
    kuromi Posts: 36 Forumite
    dacouch wrote: »
    Atre you returning to the UK in between each trip or is it one long holiday?

    Planning on returning to UK in between each bit of the trip, which is what started me wondering if this would be covered by annual?? Do you have to be back in the UK for so many days between trips?
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  • hxdude1
    hxdude1 Posts: 11 Forumite
    Hi there,

    My parents are aboard in India and are currently covered with the AA for travel insurance. However recently they had to amend the return date due to a family wedding. The problem araises is that the trip now lasts 50days but the AA will only insure upto 45 days.

    I phoned the AA but they will not extend the dates to 50 days. They also say that the trip start location is now India hence I will find it very hard to insure the remaining days.

    Does anyone know of any companies who will insure the remaining 5 days?
    If so can you provide details.

    Any advice much appreciated urgently since we are in the 40th day.

    thanks
    hxdude1
  • for those looking for insuring under 18yrs on a stand alone individual policy, ive just done this for my 16 year old with:-

    www.travelinsuranceweb.com

    £12.73 for US / worldwide cover for a single trip.
  • Hi all,

    Can anyone guide me a place where i can get annual travel insurance to include the states. All the ones i have read on the site and on moneysupermarket are for people living in the UK.

    I am living in Luxembourg. If anyone can help let me know many thanks.

    Mike:beer:
  • koolmummy
    koolmummy Posts: 172 Forumite
    Hi all,

    Can anyone guide me a place where i can get annual travel insurance to include the states. All the ones i have read on the site and on moneysupermarket are for people living in the UK.

    I am living in Luxembourg. If anyone can help let me know many thanks.

    Mike:beer:

    Hi Mike,

    Try www.worldwideinsure.com
  • greencode
    greencode Posts: 402 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I'm looking at travel insurance but need to know when it includes cancellation cover does this mean that I would have to get the policy earlier than when I actually leave for my holiday? For example I leave in 2 weeks time for a 2 week holiday - if I get the cover to start at the beginning of that two week break would I be covered if I had to cancel my holiday before the start of that holiday?

    Hopefully that makes sense?
  • luci
    luci Posts: 5,968 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    You should get insurance as soon as you book the trip, not 2 weeks before leaving, as anything could happen in the meantime to cause you to cancel.

    If it is single trip it will cover you for cancellation from when you took it out until the trip starts. However if you know of a reason you will need to cancel before you take it out that won't be covered if it happened before the insurance was taken out.
  • greencode
    greencode Posts: 402 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    luci wrote: »
    You should get insurance as soon as you book the trip, not 2 weeks before leaving, as anything could happen in the meantime to cause you to cancel.

    If it is single trip it will cover you for cancellation from when you took it out until the trip starts. However if you know of a reason you will need to cancel before you take it out that won't be covered if it happened before the insurance was taken out.

    So, if for example I were leaving in 2 weeks time for a 2 week trip - it's advisable to get single cover starting from now? I would therefore have to get single cover for 4 weeks... Is that correct?
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