New Travel Insurance discussion area

Zeerust

I've just had a quote from Insurefor.com for anual Europe travel insurance .... £66 for standard cover below (couple 57&59) ... anyone use them?

Description Cover Excess General

- Personal Assistance Services £250 Nil Medical Emergency & Repatriation £7,500,000 £100 - Emergency Dental Treatment £350 £100 Cancellation & Curtailment £2,000 £100 (£20 loss of deposit) - Additional Accomodation & Travelling Costs £2,000 Nil Personal Luggage £1,500 £75 - Single Article Limit £150 £75 - Valuables Limit (Limited to £75 if Insured Person is under 18) £150 £75 - Luggage Delay on Your Outward Journey £50 per day up to £100 Nil


Money, Passport & Travel Documents £350 £75 - Cash Limit (Limited to £50 if Insured Person is under 18) £150 £75 - Passport & Travel documents (limited to £100 if Insured Person is under 18) £200 Nil - Travel Delay £20 for the 1st 12 period and £10 for each additional 12 hour period up to £300 Nil - Missed Departure On Your Outward Journey £800 £75 - Personal Liability £2,000,000 £75


Personal Accident

- Permanent Total Disablement £25,000 Nil - Loss of one or more limbs, or total and irrecoverable Loss of Sight in one or both eyes £25,000 Nil - Death benefit (18 - 65) £5,000 Nil - Death benefit (aged under 18) £1,000 Nil - All benefits (aged 66 and over) £1,000 Nil - Legal Protection £15,000 £75 - Withdrawal of Services £500 Nil - Catastrophe £1,000 Nil - Pet Care £20 per day up to £200 Nil - Hijack £50 per day up to £350 Nil

Crabman

Quentin wrote: »

It isn't an aviva type add on extra.

As previously posted they say they treat ash related delays as being weather related, and already cover this under their normal policies.

(As you already booked an expensive trip, you ought to have some cover in place already - especially for cancellation cover - no-one knows when they could be knocked down by a bus!)

Is Direct Travel one of the more customer-orientated insurers? What about Columbus Direct and AA Travel Insurance?

Just looking at quotes at the moment, but would want to avoid insurers who insist on pushing claimants to the ombudsman/court before paying up.

Quentin

Crabman wrote: »

Is Direct Travel one of the more customer-orientated insurers? What about Columbus Direct and AA Travel Insurance?

Just looking at quotes at the moment, but would want to avoid insurers who insist on pushing claimants to the ombudsman/court before paying up.

Columbus direct look to be one to be wary of. Their only advantage seems to be they are cheap:

http://www.dooyoo.co.uk/travel-insurance/columbus-direct/reviews/

FH_Brit

rebeccak wrote: »

Just wondering if anyone knows of any travel insurance companies who will cover travelling abroad to take part in an amateur sports competition (volleyball, to be specific). I thought I'd found one as I took out a policy with Columbus which said it covered organised volleyball. However, I have now been told that they won't cover it if it's a competition.

I also need the policy to be open to people taking medication for minor medical conditions (either to cover those conditions or to provide medical cover as long as it's not related to pre-existing conditions).

I suggested companies where you duplicated this post elsewhere in the forum.

Crabman

Quentin wrote: »

Columbus direct look to be one to be wary of. There only advantage seems to be they are cheap:

http://www.dooyoo.co.uk/travel-insurance/columbus-direct/reviews/

Thanks, that site is just what I was looking for. From a general internet search it looks like AA Travel Insurance isn't much better (several customers complain that their 24hr helpline is only manned by people who can help from 9-5).

My own experience with insurance companies means I won't put up with their silly delaying tactics and on one occasion when a "pay up in 7 days or receive court papers" letter was sent they stopped messing around.

Shame as AA was the most competitive so far, but Direct Travel seem to have better customer service and it's important that those companies are promoted.

katies_mum

I got a quote yesterday off Columbus!! I had a chest infection 11 months ago which cleared up in a few days with some antibiotics from the doctors, also my daughter of 13 has heavy periods and is on medication so of course I told them..they want to load the policy by £53 to cover these two things. Daughter is inconveienced slightly for a few days each month and I am an aerobics teacher and don`t suffer from any chest complaints!! glad I read those reviews before persuing it.

Former_MSE_Dan

This guide has been fully updated, and a new discussion started here:

https://forums.moneysavingexpert.com/discussion/comment/33835189#Comment_33835189