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Live on £4000 for a year - Part 2

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  • System
    System Posts: 178,349 Community Admin
    10,000 Posts Photogenic Name Dropper
    ps boo hiss to mean ex's!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Marru
    Marru Posts: 4,126 Forumite
    Jumble-Bee wrote: »
    ps boo hiss to mean ex's!

    :rotfl: :rotfl: :rotfl: :rotfl:
    "Everything will be alright in the end. If it's not alright, it's not the end."

  • Frugaldom
    Frugaldom Posts: 7,136 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Nyk

    try your local LIDL for seeds ours selling them 29p a packet or why not join a seedswapping group i have a web address for a UK based one can i post the link here ?? or we could start one on here?

    Shaz

    Hi Shaz, thanks for that :)

    Unfortunately, you guessed! We haven't got a Lidl anywhere near us. I think the nearest is about 80 mile round trip and I can't wait until they finish building the one in next town.

    To be honest, if seeds etc are as cheap as that, I think I'll need to save for a house with several acres of land, never mind a garden big enough for a veggie plot! :eek: I'm now thinking longterm - if seeds last long enough, I should be buying them this year for next year and booking a short break holidays to somewhere that has huge supermarkets and discount stores. Perhaps another trip to parents' house is needed sooner than I thought. :rotfl:
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • Frugaldom
    Frugaldom Posts: 7,136 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well, I have been and added a new thread to the 'Up Your Income' forum for all of you interested in doing the mini-challenge of earning an extra few pounds to beat the interest on savings equivalents. I have posted it HERE and hope that it was OK to do so. I guess we'll soon find out :)

    General discussion about cost of living and anything concerned with this challenge will always remain here. The new thread is just for discussing progress on the how/why/when of extra earnings and will save this thread from clogging up with calculations etc that aren't relevant to cost of living.

    Back on the garden front, mum has promised me a good sized root of rhubarb when she's thinning hers out, so that's my fruit section starting to fill up now too, if you are counting tomatoes in with it. Just need free strawberries now. :D
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • looby-loo_2
    looby-loo_2 Posts: 1,566 Forumite
    Hi everyone, Great to see everyone talking about seeds and growing their own veg. I've done that as long as I can remember and at last I'm 'fashionable':D

    I've had an 'eat from the freezer' week to make space for the icecream maker tub which has to be frozen for 24 hours. Then I did some number crunching and I'm horrified to find that I spent more on guinea pig, rabbit and cat food than I did to feed two adults and two teens:eek: That is one weeks food for them - not buying in bulk! (I do have a lot of cats just now)

    On the bright side I bought cream to make the icecream but I bought far too much so I made butter with the 1/3 pint I had over as it was 'turning'. It was so easy and tastes yummy. No more throwing away the odd half tub of cream from now on.(and the cats loved the whey)
    Doing voluntary work overseas for as long as it takes .......
    My DD might make the odd post for me
  • bails
    bails Posts: 3,196 Forumite
    Ooh Looby, can you tell us how you made the butter please?

    Not up to posting peeps, feeling all fluey - well, it is the Easter hols! :rolleyes: Off to sort myself out and will be reporting back for frugal duty asap.
    BTW, have you seen Weezl's £40 a month GC budget - I wish I could get ours that low!!
    The 1,000 Day Challenge:
    Feb 16, 2016
    500/30,000
    1.67%
  • Frugaldom
    Frugaldom Posts: 7,136 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Bails, hope you are feeling better soon. Any time I made butter with the extra cream that was all there was to the recipe. Tip it into a jam-jar or similar container with a sealable lid and start turning/rolling the jar continuously until the cream separates into the butter and whey. My mum used to make curds & whey but I cannot, for the life of me, remember what it tasted like. We'd use the top off the milk to make butter but that's near impossible now because of the homogenization process used on most milk these days!

    I'm not recommending the above method for buttermaking as it has been some years since I attended Brownies & Guides, where I first learned to make butter. :rotfl: I think we even salted it! :eek:
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • System
    System Posts: 178,349 Community Admin
    10,000 Posts Photogenic Name Dropper
    right, i think iv cracked it....

    i got the start date for my course today, turns out it is right at the end of the month (i had been budgeting for the middle) so that gives me a wee bit more income. Plus I will only aim for the first £155 of travel costs (i think i might get free money to cover the rest? will check this out...)

    i have decided that i would be much happier with a monthly target of £135 (1620 for the year) - for the 1st quarter, if i had been aiming for £135 i would only have been £9.72 over....i am going to nick £9.72 from my UC fund so that i can start the £135 target without playing catch up. :D {EDIT - changed my mind - i will leave it in and hope to come under at some point}

    SO all in all this means the UC target is now £440.03

    NYK, can i join the interest beater thread for my UC? it sort of is an interest beater challenge, but linked to student loan interest rather than ISA interest - the aim is to keep every penny of the loan and stick it in an accout which earns a higher rate of interest than the loan costs, and make a wee profit from it. This also gives me a cash lump sum to knock off my mortgage as soon as altering my mortgage becomes viable, so that i 'replace' the high interest of a mortgage with the lower interest of a student loan.

    I managed to do this with my undergraduate loan, and it makes me feel like this :dance:

    ps i am sooooooooooooooooo impressed at the butter making!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • looby-loo_2
    looby-loo_2 Posts: 1,566 Forumite
    bails wrote: »
    Ooh Looby, can you tell us how you made the butter please?

    Not up to posting peeps, feeling all fluey - well, it is the Easter hols! :rolleyes: Off to sort myself out and will be reporting back for frugal duty asap.
    BTW, have you seen Weezl's £40 a month GC budget - I wish I could get ours that low!!

    This is where I found the butter recipe - very sensible and easy instructions.
    It's a great site too!

    http://www.allotment.org.uk/allotment_foods/Making_Butter_at_Home.php
    Doing voluntary work overseas for as long as it takes .......
    My DD might make the odd post for me
  • Marru
    Marru Posts: 4,126 Forumite
    Bails,

    Hope you get well soon sick0026.gif

    Marru
    "Everything will be alright in the end. If it's not alright, it's not the end."

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