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HSBC (merged threads)

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  • king7
    king7 Posts: 6 Forumite
    what is the most hsbc can charge you in 1 month and do you know how much they charge each time you go over your limit?

    thx :)
  • stalling tactics...

    Still no credit to my account - 2 hours and 12 minutes before I issue a warrant! I have tried to help the bank out, I have emailed them copies of the judgement (which they deny having from the court) and I have also phoned to let them know. On the phone they said they hadn't had it and wouldn't be paying and I have had 2 separate emails now to the ones I sent, one said 'contact our legal team' and gave me a number that went to voicemail and told me to write in and the other email said that they couldn't help me as I hadn't provided enough information (I had!) I have also had some messages through internet banking to tell me about the test case and that all claims are now on hold for at least a year.

    Do they think I came up the M1 on a doughnut?? Of course I have heard of the test case and yes I know that they are being sneaky underhanded so and so's to try and out people off and intimidate them into just going away...but I have a court judgement for goodness sake!! Does the law mean nothing in this country anymore??

    I will check my account again at 4pm and then it's off the the county court first thing tomorrow for a warrant. My local court have advised that they are taking a dim view of this and will not consider a stay in the warrant.

    This is just HSBC prolonging it and making it difficult - they're just incurring more costs for themselves in the long run though. Idiots.
  • Oh, and I had a loan with them a few years ago and they told me I had to take PP - he he, I'm going after them for that now too!!
  • tracepppp
    tracepppp Posts: 166 Forumite
    Oh, and I had a loan with them a few years ago and they told me I had to take PP - he he, I'm going after them for that now too!!

    Think now you are a true member of HSBC Self Combust Society!! :eek: :eek:
    H HairyA***d
    S Self
    B Bleeding
    C Combusters

    Yeah you go for the PPI!! I've sent off my letters to IGroup, GE Capital, & YES car credit for old loans I had with them to claim back PPIs. I think money lenders, banks etc have really got to change their practices, with all this consumer power going on!!
    Fingers crossed for ya :wink:

    TraceP x
    Self Combust Society Member :eek: :rotfl:
  • lol -yes and I am usually such a calm person! They just make me soooooooo mad!
  • I have an agreement to repay previous bank charges with the HSBC, I have put a claim in against them to reclaim all the money back, this is now on hold, can i stop paying the HSBC back until the test case is finalised
  • lol -yes and I am usually such a calm person! They just make me soooooooo mad!


    Hi Palerie head and trace:D

    So glad i succeded before the test case, i would be soooo !!!!ed off with all this messing about hsbc are doing.

    Keep going guys

    lou x

    How long have you got left of the 6weeks you were initially told before you receive money trace:rolleyes:
    Its been the longest three months..... success is nearly insight:T ....... Money in account :beer:
  • tracepppp
    tracepppp Posts: 166 Forumite
    Keep going guys

    lou x

    How long have you got left of the 6weeks you were initially told before you receive money trace:rolleyes:[/quote]

    Hi There Lou
    How ya doing Brighton Bird?!
    Well, HSBC received the letter from the FO 7th Aug, so I guess it's 6 wks from then - 18th Sept!! Gonna do more than self combust before then, gonna blow a big gasket! :rotfl: I live in hope that it might be 2 wks like everyone else but knowing them they'll take the full allotted time, and i bet then some! I have visions of me complaining to the FO that i haven't had my money!! I've took now to checking every day :rotfl: :rotfl: you know, you've been there!!
    Wonder if Palerie- Head has had any joy?!
    I now have another long road of reclaiming PPI from old paid off loans, wonder if I can get any more money? It wont be much, but every little helps!
    See Ya
    TraceP x
    Self Combust Society Member :eek: :rotfl:
  • Bank; HSBC
    Amount claimed: £2778.00
    Amount won: £2500.20 (90% of my initial claim)

    <O:p</O:p

    1<SUP>st</SUP> wrote to the bank 29th May :mad:

    1<SUP>st</SUP> Response 6<SUP>th</SUP> June 2007 we are looking into the matters :mad:

    Decided to wait the 8 weeks as the banks were paying up at that time.

    Emailed them on 17<SUP>th</SUP> July to say where’s my money.

    Reply 18<SUP>th</SUP> July to say we are still dealing with it. :mad:

    Went on holiday at this time thought I would have an offer letter waiting for me when I got back.

    26<SUP>th</SUP> July returned from holidays to find nothing, and heard about the Test Case and thought it was all over. :mad:

    Checked internet banking to find a message there waiting for me to say why hadn’t I returned the acceptance to the £2500.20 that they have offered me on 21<SUP>st</SUP> July. :beer:

    <O:p</O:pReplied saying I hadn’t received the offer letter, HSBC blamed Royal Mail.

    6<SUP>th</SUP> August went into the branch and asked them to print a copy of the offer letter.

    7<SUP>th</SUP> August offer letter signed and faxed back.

    8<SUP>th</SUP> August email to say I have to sign a new acceptance letter with the terms referring to the “Test Case” :mad:

    13<SUP>th</SUP> August still no 2<SUP>nd</SUP> acceptance received, went to the branch again and asked them to print it out.

    14<SUP>th</SUP> August 2<SUP>nd</SUP> acceptance letter signed and faxed back – you should get your money in 14 days (28<SUP>th</SUP> August).

    16<SUP>th</SUP> August low and behold £2500.20 sat in my bank account 2 days after 2<SUP>nd</SUP> acceptance letter was sent, Thank You HSBC.:beer: :j :j :j :j :beer:

    I want to say a big thank you to Martin :money: and all other posters :T Everything was of great help and I cannot thank you enough for sharing all your experiences

    Bingobella xxxxxxx
  • Hiya everyone , has anyone got any idea if this test case is affecting business account ? my hubby is claiming from an old business acc for round about £750 and we have not heard anything for ages now they did offer £280 but we told em no chance . Does anyone know if we can still get this looked at with the new test case thingy ?
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