HSBC (merged threads)

desperate_lou

mixxymash wrote: »

Lou when did they recieve your acceptance?

I'm checking at midnight every day too!! grrrrrrrrrrr

Hi mixxymash

I received my acceptance on 7th July which was a saturday, sent back to them signed on 9th July so there 14days is almost up:T . I phoned them last week to check they had received it and they confirmed funds would be credited to my account no later than Tuesday, so they have made me wait the full 14 days:eek: logically i should have it at midnight tonite or the very latest tomorrow at midnight. Have been like you sitting up ad waiting. Some people have been paid out in 5 days but i think the majority have been around the tenth. Unfortunately for me i am one they have left to last minute. :mad:
How long have you been waiting?

Lou x

ryano_2

hello sorry if this in the wrong place but a newbie needs advice
I had an account with hsbc and went over my overdraft buy quite a lot.

then i got made reduntant and went to the cab they arraged for me to pay back a small amount each month but hsbc still added interest. the account was sold to a debt recovery company about a year ago can i still get my charges back of hsbc??

desperate_lou

ryano wrote: »

hello sorry if this in the wrong place but a newbie needs advice
I had an account with hsbc and went over my overdraft buy quite a lot.

then i got made reduntant and went to the cab they arraged for me to pay back a small amount each month but hsbc still added interest. the account was sold to a debt recovery company about a year ago can i still get my charges back of hsbc??

Hiya

You can claim back the charges but not the interest. You will need to get your statements for last six years and add it all up.
Good luck

lou x

gertty

i've got an agrement with hsbc's debt people and i'm claiming my charges back. i have a court date 14th august but haven't had any contact with anyone apart from the court.

my question is will they pay up or will they take it off the amount that i still owe them as i pay them back £100 a month. i owe them quite abit.
my friend has done all the hard work for me and she says they should give me the charges back because it is a different issue.

she keeps phoning me and asking have i heard anything. but i haven't yet. she says have faith it will happen.

desperate_lou

gertty wrote: »

i've got an agrement with hsbc's debt people and i'm claiming my charges back. i have a court date 14th august but haven't had any contact with anyone apart from the court.

my question is will they pay up or will they take it off the amount that i still owe them as i pay them back £100 a month. i owe them quite abit.
my friend has done all the hard work for me and she says they should give me the charges back because it is a different issue.

she keeps phoning me and asking have i heard anything. but i haven't yet. she says have faith it will happen.

Hi Dertty.

Im not sure how they would deal with the amount. Sorry. All i can say is you will get your money one way or another, be it by cheque or off of what they owe you. Seeing as you ve got court soon i would imagine you should hear something between now and then. SorRy couldn t be of any more help

STICK WITH IT AND AS YOUR FRIEND SAYS KEEP FAITH IT WILL HAPPEN:T

LOTS OF LUCK TO YOU

LOU X

ryano_2

desperate_lou wrote: »

Hiya

You can claim back the charges but not the interest. You will need to get your statements for last six years and add it all up.
Good luck

lou x

Thank you very much
:T :T

mixxymash

desperate_lou wrote: »

Hi mixxymash

I received my acceptance on 7th July which was a saturday, sent back to them signed on 9th July so there 14days is almost up:T . I phoned them last week to check they had received it and they confirmed funds would be credited to my account no later than Tuesday, so they have made me wait the full 14 days:eek: logically i should have it at midnight tonite or the very latest tomorrow at midnight. Have been like you sitting up ad waiting. Some people have been paid out in 5 days but i think the majority have been around the tenth. Unfortunately for me i am one they have left to last minute. :mad:
How long have you been waiting?

Lou x

The !!!!!!s!

I got my letter on the 12th and they received it on the 16th. E-mailed them last week and was told it would take 14 days grrrrrrr I'm waiting on a nice little sum of £3000 so I guess i'll have another week of staying up past midnight, but thats OK as I'm on 6 weeks holiday wooohoooo:j

Fingers crossed that you get it tonight xx

desperate_lou

mixxymash wrote: »

The !!!!!!s!

I got my letter on the 12th and they received it on the 16th. E-mailed them last week and was told it would take 14 days grrrrrrr I'm waiting on a nice little sum of £3000 so I guess i'll have another week of staying up past midnight, but thats OK as I'm on 6 weeks holiday wooohoooo:j

Fingers crossed that you get it tonight xx

Hi

thanks i think im jinking it by staying up watching my bank balance and refreshing every minute:rotfl: really tired tonight so might fall asleep reading to my five year old and set alarm for just after midnight and then check /

good luck to you too

lou x;)

howdo_2

Hi,

Apols if this has already been covered - I've scanned - but 207 pages is a lot to get through!
I sent my first letter earlly may got a letter back asking for a full itemised list of charges. Sent this early June. Didn't hear anything so sent second letter at end of June. Still haven't heard anything?

Is no-response a common tactic? Do they play the "we haven't received your letters card?"

Just wondering whether to wait, resend last letter, or move to FOS or Court.

Any advice?

Jollygiantswife

howdo wrote: »

Hi,

Apols if this has already been covered - I've scanned - but 207 pages is a lot to get through!
I sent my first letter earlly may got a letter back asking for a full itemised list of charges. Sent this early June. Didn't hear anything so sent second letter at end of June. Still haven't heard anything?

Is no-response a common tactic? Do they play the "we haven't received your letters card?"

Just wondering whether to wait, resend last letter, or move to FOS or Court.

Any advice?

I think you'll find that they won't give anything away until you ask for it! I would give them a ring and ask them to confirm the date they received your first letter. They then have 8 weeks from this date to respond to your claim.

You can of course follow martin's advice :money: and go down the court route, but reading thru this forum, it takes a lot longer and can involve a lot more stress! :rolleyes:

I have 2 claims going through, decided to wait the 8 weeks, got an offer on one account at 6 and a half weeks :j , still waiting for the other acount though 8 weeks up on 24th July.

Good luck whatever you decide to do!