The Top Regular Savers Discussion Thread

KneadtheDough

https://forums.moneysavingexpert.com/discussion/comment/82133747#Comment_82133747

Tipton

Did you mean £200? The latest Tipton RS (app v) has a £200 maximum monthly deposit, so if you did send £300, then that might explain it; I'd presume it's on its way back to you.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82133747#Comment_82133747

Max £200 so I suspect that is the reason for the delay.

I had money credit to the app version within a few hours yesterday which surprised me, non-app (judging by my 125th Anniversary account) next day so long as the money was sent before the cut off the day before (4pm according to another post here.)

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82133756#Comment_82133756

I'm not sure how they deal with overpayments, if it is accept the valid amount and send back the rest rather than bounce back the lot, that would reasonably be expected to take longer as it must require manual intervention and their staff are snowed under processing applications at present.

Born2Save_3

https://forums.moneysavingexpert.com/discussion/comment/82133645#Comment_82133645

Going back a few months, Leek BS told me they limited applications to their new RS, which lasted about a day, to 300. So a low number like 200 could well be so.

Growingold

https://forums.moneysavingexpert.com/discussion/comment/82133059#Comment_82133059

Yes not much interest will be earned on a tenner a month I agree but you have the chance of winning in their prize draws. Okay you may not be lucky but you could be. I personally have never won but some people on this forum have.

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82133726#Comment_82133726

To be fair, only the branch/postal version has been archived.

The app version is a word document copied & pasted and posted by another user.

Well if we're going to be that pedantic, I only said "Ts&Cs have been archived", I never explicitly said which Ts&Cs had been archived, and even if you do assume I'm referring to the app version you are referring to, you appear to be assuming nobody else archived the Ts&Cs, which you cannot say with certainty.

friolento

Tipton

Hopefully my last comment about the Save and Grow.

I applied late on Monday night as an existing customer and sent £200 straight away.

The account eventually showed in the app yesterday morning, with a £0 balance.

£200 finally also showing as of this morning, with a credit date of Tuesday. I am ok with that.

avocado1988

https://forums.moneysavingexpert.com/discussion/comment/82133799#Comment_82133799

Tipton Save & Grow Saver (App version)

Hiii! If it helps, I’ve got the Terms and Conditions screenshotted for the App version as photos should that help - I just didn’t want to bloat the forum up more if already had the information you needed☺️! (Hope your house bits are going as planned:-))

fabsaver

https://forums.moneysavingexpert.com/discussion/comment/82133744#Comment_82133744

hence why others have since tried to push their luck and make 3 applications (i.e. post, email & via the app)

You can see why the likes of Newcastle BS (and their other trading names) have now decided if you want one of their their normal RS accounts, you need to physically apply in their branch for it.

Tipton

I don't think it is fair to suggest that forum members were trying to push their luck and possibly open 3 accounts.

It was reasonable to assume that the app version was different to the postal/branch version and that holding both was permitted. There wasn't anything in the T&C indicating otherwise. Furthermore someone reported specifically being assured by a Tipton staff member that both accounts could be held.

It wasn't clear if applications by email for the postal/branch version would be accepted. It seems the outcome depended upon who dealt with the request. Therefore for anyone who sent their application by post, as well as email, this was almost certainly a back up in case their request by email was declined.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82133959#Comment_82133959

The backup may turn out to be fortunate, if it gets to the point of anything postmarked after the date of withdrawal being refused.

I'm sure some applications have been sent backdated, but equally there will be others that were in the postbox while the account was still online and it is just that the post is slow in their area.