The Top Regular Savers Discussion Thread

snookerloopy96

https://forums.moneysavingexpert.com/discussion/comment/82087736#Comment_82087736

I think you've misunderstood (or I've explained it badly), I've got quite a few maturing October as well, all the ones you've mentioned.

Its after that there is a chasm, nothing major for months.

snookerloopy96

Literally got nothing the first few months of 2027 and I open things asap too, just mine seem to be quite concentrated (especially in terms of amounts) over the next few months.

Never mind, just wondered if there had been a dearth of RS between around Dec-April, especially if companies had focused on ISAs.

snookerloopy96

https://forums.moneysavingexpert.com/discussion/comment/82087833#Comment_82087833

I've got most of them bar Teachers but as the likes of Suffolk are quite low rates (comparitively) there isn't much in them.

Opened a few accounts lately with a view to eventually hopefully qualifying for member/loyalty rates such as Chorley, Mansfield, Manchester, Cambridge.

Sure at some point things will even out, as I say I just wondered if this sounded familar.

Bridlington1

A summary of changes to the listings on the first page of The Top Regular Savers Discussion Thread between 1st July 2026 and 31st July 2026:

A link to this post is included on the first page of The Archived History Of Regular Savers Thread *** NO CHAT*** thread. The key changes are as follows:

Owing to character limits I've had to paste some bits as screenshots rather than text.

The following accounts have been added between 1/7/26 and 31/7/26 (see first page of The Top Regular Savers Discussion Thread for details):

The following accounts have been withdrawn between 1/7/26 and 31/7/26:

The following accounts have been and gone between 1/7/26 and 31/7/26:

A Change to the Thresholds for Inclusion:

Previously I was only adding accounts where the interest rate is 4.25% or better, or 4.1% if the account has favourable conditions.

With effect from today these thresholds are increasing, I am now only adding accounts where the interest rate is 4.3% or better, or 4.2% if the account has favourable conditions.

For an account to be deemed as having favourable conditions it must:

• Allow at least 3 penalty free withdrawals per year at any time without notice and meet at least one of the following criteria:
• ○ Allow you to pay in £500 per month or more
• ○ Mature after at least 2 years

The following accounts have been removed owing to the change in thresholds: