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The Top Regular Savers Discussion Thread
Comments
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I opened and funded Bank of Scotland regular saver on 17 July. Can I make another payment today or do I need to wait to 17 August?
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You can fund it again today, it's a calendar month account.
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Thank you.
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I opened a Zopa Biscuit account in January this year. The account has a regular saver attached to it paying 7.1% interest, with a maximum monthly deposit of £300 a month. I have noticed that Zopa have changed the terms so that the 7.1% rate only lasts for 6 months. It was being advertised as having the 7.1% rate for a year when I opened the account. I only found out it had been changed to 6 months when I perused the savings accounts page on MSE. For accounts that were opened before Zopa changed the term length to 6 months, will the 7.1% interest still apply for the full 12 months? I've had no correspondence from Zopa regarding this and the account itself still shows 7.1% interest rate.
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I believe yours, like mine, will still run for 12 months. I am 10 months into mine right now. But do check with Zopa if you are unsure.
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You should have received an email from Zopa when you opened the RS, this will detail the term and the (variable) rate.
Mine was opened on 03/10/25 and is still paying this rate. What you are seeing is the current offering, a 6 month RS.
Zopa don't make it easy to find the Terms of historical products, they also don't designate the various different product issues in their titles, they are just "Pots".
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£1.76 interest for me. So an extra few pence at maturity when compounded.
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MrsM set up a Lloyds log in and with no actual Lloyds accounts the only RS offered was the Club version.
Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.
Being hated by idiots is the price you pay for not being one of them.
Jean Cocteau 1889-1963
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I know this whole LBG access to RS products is up the wazzo but did MrsM have no relationship at all with LBG before setting up a Lloyds Bank login access?
No mention of needing a Club CA? No mention of minimum funding of the CA?
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I've made my second payment into my new Lloyds RS today (1st Aug). It has registered, albeit with '3rd Aug' next to it. Is this because today is a Saturday? Overall balance is still showing as £250 even though I can see the 2 separate payment entries.
For the coming months, am I better off waiting until the first working day of the month, or will interest accrue from the 1st if it falls on a weekend or bank hol?
2
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