The Top Regular Savers Discussion Thread

topyam

Chorley

Sent £ today using normal details… Wonder if it will be accepted…

fergie_

https://forums.moneysavingexpert.com/discussion/comment/82087833#Comment_82087833

Nationwide becomes more attractive when you use the regular saver to help qualify for the Fairer Share award each year.

adindaspantai

I already have Clublloyds, Lloyds, Halifax and BOS regular saver. Is it possible to close these four regular saver and reopen a new one paying 8%. Try to avoid mistake. TIA

apf666

https://forums.moneysavingexpert.com/discussion/comment/82088798#Comment_82088798

depends on how far in you are the current RS's...........i read on one of the forums that if over half way through, no real benefit to closing and restarting an 8%er

if going to proceed, 2 things to be mindful of

1.....halifax brand is disappearing soon, so that option to open an 8% RS may not be svailable much longer (can open the RS without a need for a current account with them)

2.....Lloyds will only allow 1 RS going forward, no longer an option to have both Club and Standard Lloyds RS..er's

so technically possible to have 3 x 8%er's across Lloyds, BOS and Halifax (whilst the latter branding still around)

dibbles212

MonBS

My RS8 matures today though it hasn't matured into an easy access account on the app. I don't think I ever got set up for online banking on the browser. Does anyone have any advice to get my matured funds ASAP?

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82088822#Comment_82088822

It's an easy access account anyway. Can't you take your money out via the app?

dibbles212

https://forums.moneysavingexpert.com/discussion/comment/82088825#Comment_82088825

Perhaps, but it is still showing as a Regular Saver. So I guess you're suggesting to withdraw anyway as under the hood it's now an Easy Access account at a lower rate? I should be able to withdraw the interest earned tomorrow.

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82088839#Comment_82088839

No, you can withdraw from Monmouthshire Regular Saver Issue 8 anyway,, ergo it's an easy access account.

But today's Sunday, so nothing will happen today. If you don't need the money, wait for it to mature

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82088795#Comment_82088795

I only missed the first Fairer Share (due to missing the current account funding requirement in one month.) Which in later years would have qualified as they moved to two out of three months. I always kept £100 in an Easy Access when I didn't have the RS, but I was trying not to open RS that I wouldn't use.

It worked out well in terms of being an easy one to fill a gap during a quiet RS time (I have a lot more RS open now due to setting them up to take Monmouthshire funds over August and September.)

jaypers

There’s a Sunday times article today that has really annoyed me…….how can they be this stupid?! You need a subscription to read it but the headline gives it away……something that gets discussed to death on here but the fact a so called ‘money expert’ has written about this is incredibly stupid. Just shows how poor our media are now - https://www.thetimes.com/money/saving-investing/article/savings-rates-market-leading-advice-tips-6c0rn2n75