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The Top Regular Savers Discussion Thread
Comments
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Ok, thank you. Missed it in that case. 🙄
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From their website:
If you submit your instructions before 2:00 PM for Personal transactions and 3:00 PM for Corporate transactions on a working day (excluding Saturdays), we will process the payment and deduct the amount from your account on the same day. Requests received after these cutoff times, or on a Saturday, will be processed on the next working day.
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I see, no online access for MBS. That's very odd because every app I have used has initially been accessed using the login details from the browser site. But why would you want to switch when you can't, for example, reapply for a matured account on it?
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You can have internet banking and mobile banking with MBS, it's not a case of one or the other. I registered for internet banking as something wasn't working in the app and I thought that would be worth a try.
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With MBS, you log on through the app using a 6 digit PIN or biometrics. I only realised this week that I had no other credentials. I'm in the same boat of waiting for an activation code in the post in order to activate browser-based access.
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A change to the thresholds for inclusion on p1 of this thread:
Previously I was only adding accounts where the interest rate is 4.25% or better, or 4.1% if the account has favourable conditions.
With effect from today these thresholds are increasing, I am now only adding accounts where the interest rate is 4.3% or better, or 4.2% if the account has favourable conditions.
For an account to be deemed as having favourable conditions it must:
- Allow at least 3 penalty free withdrawals per year at any time without notice and meet at least one of the following criteria:
- ○ Allow you to pay in £500 per month or more
- ○ Mature after at least 2 years
P1 of this thread shall be updated to reflect this later this evening.
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Hinckley & Rugby BS Christmas Saver 30 Day Notice at 4.9% has finally gone NLA, the account matures on 1/11/26 for those who have it.
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MonBS
I have both, but haven't used online version since they introduced the app. So much easier with the app, tap on it, put my face in front of the screen and I'm in in few seconds. It's a good app, it has all functions I need. I remember it took about a day for deposits to show online, the app updates the info much quicker. When I opened new issue 8 I closed the app, opened it again and the account was already showing ready to fund.
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MonBS online. There's nothing exciting in online portal. The same UI as Mansfield and many others with clog wheel for adding your account to home page. But it's good to have a back up version for the access in case the app goes wrong or other mishaps.
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Quick question, nothing important.
I've got 30+ regular savers but almost nothing that matures after October, not this year at least.
Think I have around 15 that mature between now and October then a huge gap bar the odd one till the middle of 2027.
Not concerned at all but is the case for many of you? Looks odd when I view my records.
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