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The Top Regular Savers Discussion Thread
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Re: Saffron - I have just had a reply to my secure message…
As of now, specific requirements for the September Members Month Loyalty Saver have not been confirmed. They will be visible on our website once the product is launched.
You will need to be an existing customer for at least 3 months.
which I would interpret as tallying more with my position, where you only need to have an open savings/mortgage account with them - nothing about membership or maintaining a £100 balance… personally, I won't be increasing my current £10 balance with them.
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Saffron
Same for me. I’ve sent a secure message asking for most of the money to be transferred to my nominated account and the balance to a new instant access Saffron account that I opened this morning.
Edit: At c11.00 instructions have now been executed.
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AIUI Saffron only allow online external withdrawals from 'E' online accounts. Passbook accounts require you to phone or secure message a request to withdraw to your nominated account.
You can usually do internal transfers though, so a workaround could be to open an online easy-access account that maturity funds can be transferred into, before you then do the external withdrawal.
That said, Saffron's call centre customer service is excellent, so it is probably just as easy to give them a call and ask them to make the payment. If you request it early enough in the day the funds should arrive same-day.
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I had one assigned to my RS, but there isn’t even an option to withdraw on the app or online. Or to add a nominated account for that matter…
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No idea, but as it stipulates the max amount that can be held in all/any of the Monmouthshire RS accounts at the end of the term, then personally, I'll be sticking to the max stated. Unless my SO's fail to cancel themselves with the preset end date; which I now log next to all my RSs for me to check they have been, as some of them didn't cancel in the past and some funds were duly returned.
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I was just thinking about that this morning. Have the £500 & £1000 reg savers both mature on the 28th August I think. I have enough spare cash to make a 13th payment but not sure what to do.
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Re. Monmouth BS 13th payment:
A previous RS did not specify a max. balance, so people sent a 13th payment, which was rejected; after complaints, Mon BS accepted that they were in the wrong, and the 13th payment could be resent - since then, however, they have (AFAIK) always stipulated a max. balance, so I would suggest that it's highly likely that if you try to exceed that, it will be rejected.
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Re. Teachers' BS
Applied yesterday, and have now received an email (the second one), which has confirmed account and online login details - can't see if COP works yet, as Bank of Scotland''s online banking seems to have gone down…
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Teachers BS
I called them today stating that I've applied on 1st June, but didn't receive any confirmation e-mail. The CS person assured me that the page at the end of application saying "your application has been successfully submitted" is a valid confirmation, otherwise the page would display "application failed". She suggested that I should wait for few more days, the staff is very busy processing applications and delays are likely. So there is some hope for me.
I've also asked if they will need a proof of my teaching status. The answer was - "no, we don't need that".
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I've got an email with my user ID and activation key but when trying to activate after getting the one time pass code it is saying my details aren't recognised...
Do you use your user ID they emailed and then the password (I think) I set when registering in order to activate? Or do I need to 'register' again?
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