The Top Regular Savers Discussion Thread

fabsaver

Teachers

I applied as a new customer yesterday morning. Their application form glitched out part way through and I had to start everything again from the beginning. Maybe their systems were overloaded but I got there in the end.

I received the confirmation of registration email immediately after applying and a further email this morning, containing my user ID and account funding reference.

From reading the comments above it does seem that new customers are being prioritised over existing ones.

Pickledonionlover

https://forums.moneysavingexpert.com/discussion/comment/82021772#Comment_82021772

https://forums.moneysavingexpert.com/discussion/comment/82021772#Comment_82021772

Teachers

Thanks Bobble that has been my experience, as a new customer, so far too. Apart from it being the normal 6% account I applied for and Nationwide which coughed a little on the initial payment.

To add I funded mine at lunchtime today (£250) and no sign of the transaction (or indeed the account) online yet.

They have successfully added my nominated account though.

I'll check tomorrow.

My OH did the application at the same time and has received nothing yet.

fuzzzzy

https://forums.moneysavingexpert.com/discussion/comment/82022010#Comment_82022010

I applied as a new customer a couple of days ago, got a reference number at the end of the application with a message saying the application had been successfully submitted and would shortly be reviewed by a member of their team, still no e-mail yet.

Bobblehat

https://forums.moneysavingexpert.com/discussion/comment/82022097#Comment_82022097

… My OH did the application at the same time and has received nothing yet.

Ditto … nothing for Mrs Bobble yet. She is seldom phased fazed by banking delays … she leaves that to me to do on her behalf 😀

fuzzzzy

https://forums.moneysavingexpert.com/discussion/comment/82022138#Comment_82022138

From this thread!

Section62

https://forums.moneysavingexpert.com/discussion/comment/82022097#Comment_82022097

To add I funded mine at lunchtime today (£250) and no sign of the transaction (or indeed the account) online yet.

Unless I misunderstood what they meant, the emailed instructions said to wait 24 hours before funding by bank transfer because the new account won't be fully set up ready for the payment to be allocated to it. And the new account itself won't appear online until it has been funded.

Kim_13

Teachers

Received the second email at about 4:30pm today, after applying just before 8am yesterday.

Bobblehat

https://forums.moneysavingexpert.com/discussion/comment/82022150#Comment_82022150

Oops! Guilty of jumping the gun too! It's odd that the CS lady didn't mention it when I suggested I'd be attempting to fund after I finished the conversation!

Dizzycap

Has anyone had issues with returned payments from any of their Principality RS's? I've just had all my monthly SO payments returned. Principality online account banner states on all my savings - 'You can't make payments into your account at the moment. Please contact us.' ???

spreadsheeterapple

Does anyone ever give any thought/worry to how complex it will be for next of kin or executor to deal with every one of the large number of institutions where we have these accounts, and whether it would cost more (and hence lose the worth of all interest gained by our myriad money transfers) in executors/solicitors fees to do probate & get copy statements going back however far they deem necessary to trawl back and to fathom all the firm-to-firm money transfers.

Strategy to help those left behind to deal with this? Do you at least keep a spreadsheet you've told somebody about, plus the computer password for access? I've done that, but rely on that somebody remembering to do it, or not being curled in a heap. Can I do more?

I suppose it won't bother us when the time comes, we won't be here.

But every man and his dog wants a piece when someone has died, every little thing is charged for, everyone wants a death cert and when supplied they ignore it until you chase, then they say oh we need a certified copy by a solicitor, who charge as much or more than an official certificate, and it takes ages to gather statements etc.