The Top Regular Savers Discussion Thread

Kim_13

Teachers BS

Two confirmations received (though only one account applied for as not a teacher) so it looks like I got someone else's missing one as well 🤣

Applied just before 8am today but no account details yet.

dcs34

Glad I didn't refresh the page I'd opened before lunch before completing the application!

And removes any temptation to apply for the teacher version on the basis of invigilating some entrance exams 10+ years ago…

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82020416#Comment_82020416

The same here. All I had was a confirmation at the end of application process. I took a screenshot of the page. I’ll wait until tomorrow, if I don’t receive anything I’ll call Teachers BS to find out what happened to my application.

Alicon88

I am looking to transfer some money into a 1 year fixed rate saving account

Looking at the top of the chart there are MBNA, Recognise and thisbank.

Do you have any recommendations? It seems like with Recognise all the money has to be transferred on opening the account? that can be a bit inconvenient for me, but apart from that, would you suggest any of them?

Thank you

topyam

https://forums.moneysavingexpert.com/discussion/comment/82020439#Comment_82020439

Glad I took a screenshot too!

masonic

https://forums.moneysavingexpert.com/discussion/comment/82020062#Comment_82020062

The first withdrawal in any year would be treated as an early account closure if it took the account balance below £100, as this can only be done by closing the account. If the first withdrawal is partial (keeping the account balance above £100), then it would not be treated as an early closure as the account would remain open. But the quoted text is a bit confusing as you cannot close the account early and maintain a £100 in the account.

Section62

https://forums.moneysavingexpert.com/discussion/comment/82020307#Comment_82020307

Could be a temporary pause to let them catch up with applications sumbitted already.

avocado1988

https://forums.moneysavingexpert.com/discussion/comment/82020545#Comment_82020545

I hope you're right! I didn't go for the 6% until they set up the 6.5% one…thinking it would help the admin! Perhaps I should reconsider that methodology for the future haha….also I applied last night at 10.53pm but have heard nothing further back beyond the generic email after applying….

MarkFromCornwall

https://forums.moneysavingexpert.com/discussion/comment/82020447#Comment_82020447

I’ve had fixed rate accounts with thisbank. No trouble at all. The website is basic but functional so I’d recommend them. If you can’t find much info on them it’ll be because they were called J N Bank until recently.

chris_the_bee

Saffron

Saffron's Members month Loyalty Saver launched in 2025 matures during June 2026. This year's Members Saving Month is to be September. 'Members' are defined as anyone who currently holds a personal savings account with the Society and has maintained a balance of at least £100 for 12 months or more.

If the 2025 Members Saving Month account is the only account you currently have with Saffron, you will need to open an additional savings account before your 2025 account matures and fund it with a minimum of £100 and maintain that £100 until the September launch (if any). I think the most suitable account is their 12 month Members Regular Saver as it can be funded with £100 now and then future monthly payments can be missed. Only 3.7%, but better than their other accounts and worth a punt. The small Saver only allows a monthly payment of £50, so June would not qualify.

This is my personal take on the subject and does not constitute financial advice.