The Top Regular Savers Discussion Thread

nomorekids

TSB is down or rather experiencing problems, just when I wanted to get regulars done before the bank holiday. joy of joys🥲

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81983461#Comment_81983461

Having "technical difficulties" getting FPs out of Nationwide. Not even The Card Reader is helping.

shirley999

I forgot to fund First Direct last night for my regular savers standing orders but they've all been paid today nevertheless, and I've now brought my balance back out of the red, hopefully no penalties incurred.

Bigwheels1111

https://forums.moneysavingexpert.com/discussion/comment/81983511#Comment_81983511

You have until 23.45pm today to replace the funds, so no charges will be due as you have funded the account.

I’ve been 5k overdrawn on the 1st of the month, paying my reg savers.

I just fund the account like you have.

I went £400 overdrawn today, I forgot about 2 x £200 reg savers for principality.

nomorekids

https://forums.moneysavingexpert.com/discussion/comment/81983468#Comment_81983468

yep nationwide is down for me too but tsb worked for a couple of payments, everyone is banking today it seems 🙄

happybagger

https://forums.moneysavingexpert.com/discussion/comment/81983296#Comment_81983296

Same as usual with Chorley BS too

Reg Saver now to 30/04/27 at 5% var

Regional Flexible Regular Saver to 30/04/28 at 5% var (postcode restricted)

roked

https://forums.moneysavingexpert.com/discussion/comment/81983543#Comment_81983543

They all went through with me this morning around 10am, the only annoying thing was that everything had to be approved, it was easier to do in the app though

Dizzycap

Wow, so many issues with TSB & Nationwide not paying SOs & FPs 🙄. Lloyds were also very slow in paying SOs this today, but they did go through after 6am? Maybe it's just as well that I haven't got the majority of my SOs going out until the 8th of the month, instead of the usual 1st of the month. There always seems to be a banking problem somewhere at weekends or Bank holiday periods - It really does sometimes make you wonder…….

Both the Leeds RS Issue 77 @ 4.4% & Chorley BS RS @ 5% variable are below my own personal threshold, even for a maybe account. Plus, HSBC, TSB, and Santander all have fixed rate RSs @ 5%, for those who may already not have them and have a current account with them. Personally, these are the RSs I'm keeping my eye on as maybe accounts after sorting out my ISA for this year and not before opening 2 Santander Edge Savers and depositing £3770 in each whilst letting the interest accumulate for 12 months to achieve the 6% 😉. I know most will already have a Santander Edge Saver or three, but well worth a look into, if you haven't.

masonic

I did all of my transfers (about half of them out of Nationwide) without issue, so any gremlins getting in the way today did not wake up until after dawn.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81982884#Comment_81982884

I opened issue 36 4.85% with £1 in December just in case. Predictions were that the rates will be going down. I don't believe this account will ever be useful, but see no point closing it either. I definitely don't need issue 37, I already have too many useless accounts😀