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2026 - consolidation and calm
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I'm off now until Wednesday 😊 Off to the hospital with little jwil in a minute.
The kids are looking forward to half term, they both seem tired out this one. We don't really have much in the way of plans.
I'll try and dig out the fans later in preparation for the heatwave. I've got lots I want to be doing around the house, but I won't feel like doing loads if it gets too hot!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Little jwil's appointment went well, arm is completely healed, with no real sign of the break 😊 Next step is he will get on the list to have the pins removed. We were told once the appointment comes through not to book any holidays or anything for 2 months after as he won't be able to do anything. I'm hoping they wait til after the summer holidays! He won't mind if he can get out of another year of rugby 😂
I took him to McDs in the next town for lunch. Got home and he realised he'd left his phone on the table 😫 Rushed back and thankfully the people who took the table after us had found it and handed it in. They were still there so I could thank them profusely!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Good on little jwil's arm. Very lucky on phone.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Fingers crossed the pin removal happens after summer hols. Lucky with the phone, some good people around x
1 -
Glad little jwil got his phone back. I’m with you on the fans 🥵
❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Thank you, yes we were very relieved!
I really hope it's after the summer holidays. We are already restricted this half term because of his foot!
I'm very glad too. I didn't need the fan yesterday, but it's a lot hotter today!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
PAD (Payment a Day)
Today's PAD - £8
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £87
Car balance Sept 25 - £11,031 - now £7,627
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
A little extra pad today due to a survey cashout. But the car balance has had a reduction as well due to paying the CC bill. It was later than normal this month as I was trying to get some interest on my money instead, but having paid it, and feeling much better about it, I realise that I am much happier making progress on my debt than I am saving. I like seeing those numbers go down!
I've been out most of the day as little miss had sports day. It was nice to go, though rather hot. I think they made it a lot earlier this year to avoid the heat - that worked 😂
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £89
Car balance Sept 25 - £11,031 - now £7,626
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £91
Car balance Sept 25 - £11,031 - now £7,625
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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