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2026 - consolidation and calm

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Comments

  • ArtyJ931
    ArtyJ931 Posts: 207 Forumite
    100 Posts Photogenic Name Dropper

    DFW info LBM: March 26

    Total 03/26 69,481

    "You put one foot in front of the other and one day you look back and see that you have climbed a mountain" Ready for the climb.💪

  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    My additional PAD this morning is due to my 'save the change' account reaching £25 so I sent it to PBs. I did debate on sending it to the car instead, but thought I'd try and put some savings back after withdrawing them.

    I'm probably not going to go to the coast, and just chill at home. I've got little jwil's bedding in the wash, and I might just do some stuff around the house and garden. If it was sunny I'd probably have gone like a shot!

    DH's car was in the garage this week, but the fault may not be resolved so it might need to go back again. That's DH's fault as he agreed to part of the work but not all that was recommended as he wanted to see if it would resolve the issue. He can deal with that though!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I wavered back and forth this morning, but decided not to go to the coast in the end. I did spend some time sitting in the sun in the garden so that was nice.

    I spent some time in little jwil's bedroom. That was fun! I have a big pile of clothes to go though and a shopping list of things he needs.

    I've caught up on some surveys as well, and popped out to get a bit of shopping.

    DH was sitting in his car earlier with the window open and a bird managed to poo on him through the window 😂 He was not impressed! I told him to make sure he's bought a lottery ticket.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • foxgloves
    foxgloves Posts: 13,350 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 8 May at 6:28PM

    I'm not a sun worshipper by any means, but isn't it lovely when there starts to be enough warmth from the sun to go out & enjoy sitting on a garden bench? It is very mood-lifting after Winter, I always think.

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    It's such a boost isn't it, it's lovely. My mood definitely improves when it's sunnier and warmer!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £50

    Car balance Sept 25 - £11,031 - now £7,724

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £52

    Car balance Sept 25 - £11,031 - now £7,723

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Boot sale done yesterday and we did quite well. Nothing for me, but I don't think I really had anything there - maybe a book! Little miss did quite well but was itching to spend her sales as soon as they were coming in 😆 Some more stuff gone though and DH did alright.

    Quiet day planned today. I went old school this morning and did the first day of 30 day shred. I couldn't be bothered to go out. I can feel it!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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