We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
2026 - consolidation and calm
Comments
-
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £19
Car balance Sept 25 - £11,031 - now £7,727
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
I put the wrong figure in for the car payment yesterday so have adjusted it by another £5
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Morning @jwil, it's amazing how small savings/payments/sales add up. They helped DH and I pay off our mortgage, and it is how we now pay for birthday gifts, holiday spends and treats, together with subsidising our Christmas spends. It's addictive!
4 -
It is addictive, and it's amazing how those small amounts add up. I think I'll continue to do it for the fun stuff when I get to the end of the debt and the mortgage!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £21
Car balance Sept 25 - £11,031 - now £7,726
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
This week has just generally sucked, and so has my eating with it. Not good, especially as it's been a short week at work. I'm glad it's Thursday though. I'm thinking of disappearing to the coast tomorrow, will see how I feel in the morning.
In very good news though, little jwil is having a poem published in a book 😊. We are very proud.
I did squeeze in some surveys this week, so will hopefully be able to add to my PADs at some point.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
Sorry to hear you’ve had a rubbish week. Going to the sea sounds like a great idea.
Well done to little jwil that’s fantastic 🥳I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪1 -
Go to the sea.
Well done Miss jwil.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Thank you both. I haven't decided on the seaside visit yet, I might just chill at home instead. I could maybe go over the weekend.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
PAD (Payment a Day)
Today's PAD - £27
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £48
Car balance Sept 25 - £11,031 - now £7,725
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.4K Mortgages, Homes & Bills
- 178.6K Life & Family
- 262K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards