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2026 - consolidation and calm

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Comments

  • Sun_Addict
    Sun_Addict Posts: 25,577 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Oh the 30 Day Shred, now that brings back some memories. I’ve done that a few times in the past!

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • Rhyddid2026
    Rhyddid2026 Posts: 1,297 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    How lovely that you had nice comments about your outfit, I hope it gave you a lovely mood boost all day.

    Debts                04/01/25       04/05/26  
    Natwest2           £6,509.97      £3,775
    NatWest CC      £7,612.74       £6,125
    Lloyds CC          £6,112.60      £3,897.12
    1st Direct CC     £176.03         £35.71
    CC total             £20,411.34    £13,832.83
    OD                     £1100            £0
    Car loan             £4,000          £3,400
    1st Direct Loan  £10,684.44    £6,745
    Total                  £36,195.78    £23,977.83
    EF £1,800
    HF £272.11
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    It was all the rage back along wasn't it. I bought it back then and did it a few times, I never got all the way through though.

    Thank you, it did make me feel good!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Humboldt
    Humboldt Posts: 567 Forumite
    500 Posts Second Anniversary Name Dropper

    Just wanted to say that this made me smile. So pleased for you @jwil ☺️

  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £7

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £61

    Car balance Sept 25 - £11,031 - now £7,716

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 99,828 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Great PAD.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Sun_Addict
    Sun_Addict Posts: 25,577 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    How nice to have a surprise lottery win. Strange they didn't let you know.

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Thank you 😊

    It was a nice surprise, and weird I didn't get the email. When I logged on to the app, there were about 5 messages for the same win, so there must have been a glitch. I did check it shouldn't have been a million 😆

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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