Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2026 - consolidation and calm
Comments
-
Happy Friday! I have had a very busy morning giving the kitchen a deep clean, pulling everything out and cleaning behind and under the fridge and oven etc. Our boiler service is due at the beginning of December and the light in the kitchen has failed, so I'm waiting for the electrician to let us know when he can replace it. The kitchen feels much better now and looks brighter. I still have a bit to do, but the hardest bits are all done (except for the actual oven clean). I've nominated DH to clean the outside of the window as I've done the inside and I can't reach the outside one.
I have made a home for the air fryer so I can stop shuffling it around every time I need to use the oven 😂
I did my shopping too, sadly no veg boxes. I had a nice run for a while but haven't seen one for a few weeks.
Another survey cashout to add to my PADs this morning, I'll try and get some done too.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
PAD (Payment a Day)
Today's PAD - £3
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £78
Aug - £142
Sep - £180
Oct - £228
Nov - £129
Car balance Sept 25 - £11,031 - now £6,258
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
CC payment today on top of the PAD so the £5ks are creeping closer.
Little miss is at cricket this morning, then we are counter protesting again. It's freezing here, so that will be fun! While she's at cricket I'll go to the library, and return some leggings I bought her in the wrong size.
1/2lb off for me this morning. Better than nothing. I'm only slightly less than I started this year as I've just been gaining and losing the same few lbs. Hoping for a better year next year!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
PAD (Payment a Day)
Today's PAD - £11
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £78
Aug - £142
Sep - £180
Oct - £228
Nov - £140
Car balance Sept 25 - £11,031 - now £6,248
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I've been busy this morning. Got the oven cleaned. I think I might pay for it to be done properly at some point.
I haven't bothered with free elec today as I charged my car yesterday, and the available timings didn't really suit.
A survey cashout to add to my PAD today, and I've done enough so far to cash out again today. I might add a couple more later if I can be bothered. I want to update the financials.
As I was planning on doing the oven today, I said we'd have takeaway. I wasn't expecting to have it done by 8.30am, but I think we'll still have the takeaway as it will be nice to have a day off from cooking!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Great pad jwil. Do you think you will reach the 5k’s by Christmas? Enjoy your takeaway
Retired at 55 & now living off the equity £10k a year
❤️Mum 2018 ❤️Dad 2025
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
You will absolutely reach the £5k’s by Christmas. 🤶
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 255K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179.1K Life & Family
- 264K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards