📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2026 - consolidation and calm

1…119120121122123125»

Comments

  • jwil
    jwil Posts: 24,051
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 26,391
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    I didn’t get the free energy hour today 😞

    Well done on a fantastic amount of PADs for October 🥳

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,614
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Forumite

    Thank you for highlighting RNLI, such an essential and wonderful part of our country that is so often not remembered. Will go on their website and see if there are any Christmas bits I can get in

  • beanielou
    beanielou Posts: 101,644
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    I have just a love of the RNLI from my childhood holidays at the seaside in my spiritual home.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • jwil
    jwil Posts: 24,051
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    Oh that's a shame. We just had one left. Thank you 😁

    Yes, I agree. We've long been supporters, but they had some nice stuff on their website, and I got a nice unusual gift for someone who is hard to buy for!

    Same here, we spend a lot of time at the coast. They do not deserve the hatred they are getting from some quarters!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 24,051
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    PAD (Payment a Day)

    Today's PAD - £10

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £78

    Aug - £142

    Sep - £180

    Oct - £228

    Nov - £22

    Car balance Sept 25 - £11,031 - now £6,446

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 24,051
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    Another good start to the month with the PADs. I'm heading into the office today, then have to take little miss to a football match so I doubt I'll have time to do any surveys today.

    The main DDs have come out, and it always feels better once they are paid.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 101,644
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Great start to the month.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.4K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.