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2026 - consolidation and calm
Comments
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Ooh, yes, let's do it!
Ooh that sounds nice, I might have a look, thank you.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
I've had a reasonably productive day today. I went out and weeded the patio so it looks much better now! It's been annoying me, and I sit there all day at work. I need to give it a scrub, but that can happen another day.
I made good use of the free hour and did little miss's bedding, plus spent a bit of time tidying her room. I've hoovered through as well.
DH has prepped a load of listings, so I did those for him - 26 up there now. It's the first we've done for ages. He's taken over all the packing and posting after my last strop, so all I need to do now is the listing.
I've done enough on surveys to cash out again, so will do that tomorrow. I've made a start on my Christmas shopping, and want to have everything done by the end of the month. I've bought a couple of gifts from the RNLI site which hopefully give them a little support after their tough times this year, and got my Christmas cards, plus cards for next year from whistlefish. I've got a couple of small bits for little miss's birthday, and need to start looking for a good deal for her phone. I need to just write a list of who I am buying for and what I need so I keep on top of things. I've been adding the odd bit of food stuff to my shopping over the last few weeks, so we will only need to buy fresh stuff in December.
I spent an absolute fortune on groceries in November. It was quite shocking updating my spending spreadsheet. Some of that will include things like the air fryer, as I just count anything purchased in a supermarket as a grocery shop. Also, the additional stuff for Christmas, but it's still too much. I'll have to be more on top of it this month. I think I was in shops a lot more than normal, so just picked up more than I went in for.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
I didn’t get the free energy hour today 😞
Well done on a fantastic amount of PADs for October 🥳
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪2 -
Thank you for highlighting RNLI, such an essential and wonderful part of our country that is so often not remembered. Will go on their website and see if there are any Christmas bits I can get in
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
I have just a love of the RNLI from my childhood holidays at the seaside in my spiritual home.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.2 -
Oh that's a shame. We just had one left. Thank you 😁
Yes, I agree. We've long been supporters, but they had some nice stuff on their website, and I got a nice unusual gift for someone who is hard to buy for!
Same here, we spend a lot of time at the coast. They do not deserve the hatred they are getting from some quarters!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
PAD (Payment a Day)
Today's PAD - £10
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £78
Aug - £142
Sep - £180
Oct - £228
Nov - £22
Car balance Sept 25 - £11,031 - now £6,446
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Another good start to the month with the PADs. I'm heading into the office today, then have to take little miss to a football match so I doubt I'll have time to do any surveys today.
The main DDs have come out, and it always feels better once they are paid.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Great start to the month.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.0
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