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2026 - consolidation and calm
Comments
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It is getting much colder and darker, are you allowed some leeway for staying same weight for winter rather than continuing losing, or does that muck up the process? I'm definitely starting to tuck into the hibernation calories! It gets to mid October and suddenly afternoon biscuits with a cup of tea are essential 😂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
I concur, I am freezing and I am starving!
Debts 04/01/25 01/10/26
CC1 £14,122.71 -
CC2 - £6,975
CC3 £6,112.60 £6,495
1st Direct CC £176.03 £151.44
CC total £20,411.34 £13,621.44
OD £1100 £0
Car loan £4,000 £2,400
1st Direct Loan £10,684.44 £3,825
Total £36,195.78 £19,846.44
EF £2,800
HF £3
EB £2502 -
Hibernation calories is my new favourite phrase 😂
PBs £3050 (including £1k EF & £1k Christmas fund)
23/26 books for 2026Take the time to find the joy in each day
3 -
I agree, but the problem is, I haven't got very far this year at all, so I'd quite like to lose some! I am trying to switch towards comfort food though. I definitely don't expect miracles in winter, and would be happy not to gain.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £78
Aug - £142
Sep - £180
Oct - £120
Car balance Sept 25 - £11,031 - now £6,563
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Well done on your PAD you are doing amazing.
Dark cold weather call for soup my fav at the moment is Chicken Soup, packed with veg and some pearl barley.
"My Life Is About The Journey Not The Destination"1 -
I actually find it easier to lose in winter with plenty of stews, curries, soups etc. The problem in summer is that eating salad doesn't really do it for me as it's not very filling and I don't really want to eat hot food.
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