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2026 - consolidation and calm
Comments
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I am reeling from the soup for breakfast idea.
DFW info LBM: March 26
Total 03/26 69,481
"You put one foot in front of the other and one day you look back and see that you have climbed a mountain" Ready for the climb.💪
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I like warm milk on my weet bics on cold mornings. Might be time to get the porridge out!
Your pads are great jwil. Do you know how much you have “earned” from surveys so far this year?
❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
I've only fairly recently started doing it in the last couple of years. It's great, a nice warm breakfast. I did previously experiment with a 'cooked breakfast' soup, with mushroom, onions, bacon, tinned tomatoes - I should do that again, it was nice.
I don't like milk, and I don't like porridge either. I don't mind overnight oats, but rarely make them. It's nice to have something warm that isn't toast.
I do keep track of what I've 'earned' on the declutter list. I'll have to go back and look. I keep an eye so I don't get past the £1000 trading allowance, not that I ever get near that.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Ok so at the last declutter total I had earned £304 in surveys. That's not bad! I've cashed out quite a few times since them so I've got a fair amount more to add.
Because I finished early today, I have done quite a few surveys since I got home so I cashed out £10 amazon and £9 cash 😁 I'll pad those tomorrow along with £1 to the mortgage from the lottery.
I finished early as I had parents evening for little miss. It was lovely. She's doing really well. Apparently she's got a reading age of 16 years and 2 months! As a reader myself, that makes me very proud 😊 She's doing really well overall. Little jwil had a lovely time at his trip too, and bought me a little gift bless him. 😍
One more day and we're on half term. DH is working Friday and Monday but is then off too. Though part of me just wants to hibernate and spend the week resting and reading. I've had another day of non-stop eating, so maybe I'd better go out to save myself from myself!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Well done little miss. Glad little jwil enjoyed his trip.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]2 -
Your little ones are such superstars, a real credit to you.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪1 -
Thank you 😊 I'm very proud.
Aww that's a lovely thing to say, thank you 😊
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
PAD (Payment a Day)
Today's PAD - £22
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £78
Aug - £142
Sep - £180
Oct - £151
Car balance Sept 25 - £11,031 - now £6,535
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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