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2026 - consolidation and calm

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Comments

  • beanielou
    beanielou Posts: 99,830 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Will done to little miss.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Newstartforme
    Newstartforme Posts: 384 Forumite
    100 Posts First Anniversary Name Dropper

    Well done to your little miss , she sounds such a lovely caring young girl , great ammount raised for charity x

  • Humboldt
    Humboldt Posts: 567 Forumite
    500 Posts Second Anniversary Name Dropper

    Morning @jwil, just adding my congratulations to little miss and to you on the weight loss.

  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    2026 Declutter update:

    109. Car

    110. Clay dog

    111-118. Pairs shoes

    119-175. Clothing

    176. Figure

    177. Christmas paper

    178. Glass

    179. Container

    180-194. Track pieces

    195. Tractor

    196. Toy burger

    197. Soft toy

    198-199. Trains

    200. Jeans

    201. Start straight

    202. Dog bed

    203. Printer

    204-205. Plates

    206-211. Rabbits

    212. Lego clock

    213. Pen

    214. Walking boots

    215. Bank card

    216. Pen

    217. Paperwork

    218. Bus

    219. Figure and pieces

    220-221. Toy cars

    222. Paperwork

    223. Certificates

    224. Notepad

    225. Work boots

    226-238. Clothing

    239. Track piece

    240. Bus

    241. Boat

    242-243. Books

    244. Handcream

    245. Lego instructions

    246-247. Boxes

    248. Trailer

    249-254. Cars

    255. Brick separator

    256. Car

    257-258. Trailers

    259-260. Clothing

    Magazines/papers: 173
    Other: 260

    Total: 433

    Ebay listings: 46
    Ebay parcels: 45

    Survey/other earnings:
    Amazon: £5
    Paypal/cash: £26.42
    Other vouchers:£0

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £3

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £2

    Car balance Sept 25 - £11,031 - now £7,854

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I've finally caught up with some admin stuff. I hadn't updated the declutter list since the end of January!

    I am very much looking forward to a quiet weekend at home. This week has been so full on, I'm drained. Little jwil had one of his feet done, he didn't take it well, so I don't think he'll be getting the other one done. Doc says he can probably get away with it not being done. Everyone we've seen has given conflicting information about aftercare. I thought I'd have a look online and see if I could find some - I did, but it seems that every different NHS trust gives different advice, and it often contradicts each other. It's so frustrating and confusing, especially when I need to buy the dressings!

    Work has been full on too, with a week crammed with meetings and lots of peopling. I got an invite to a long service ceremony which is nice.

    In a non scale victory I discovered that one of the tops I'd put aside for later as it didn't fit, does now fit! I've put another couple of tops out which I had kept, but on wearing, decided that they weren't for me.

    Financials updated, and I seriously overspent last month, so I want to claw that back this month. Our energy company wants to put our DD up by £25 a month, I was going to refuse, but looking at the latest bill I might leave it. We were using (and therefore charging) my car a lot last month, so we would have spent a lot more on that than I do normally. But with the world as it is, it's probably better to start building up a surplus now in case it all gets much more expensive later.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £5

    Car balance Sept 25 - £11,031 - now £7,853

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    We're all enjoying a nice relaxed day today. I lost 1lb at SW this week which I'm happy with.

    Not much to say really, just pottering and reading!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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