Save £12k in 2026 challenge (or any other amount to challenge yourself!)

Malchester

This is my first year in this. My intention is to report a figure at the end of each month which is all income (3 pensions and interest) les all expenditure.

t2rry

Lovely to see the new spreadsheet, thanks as ever @enthusiasticsaver and @Suffolk_lass

So newly appointed #17 t2rry with my first January entry of £2,750 please

January is always our best month but this one is particularly good as there are no large expenses and essentially makes up for an inevitable couple of months in the summer that are always bare minimum savings.
I should have some additional Round Ups to add at the end of the month so will check back in then!

Suffolk_lass

MrsG2006 said:

Hi

Please would I be able to join you in this, but I think £12k might be a bit much, so could I set my target please at £9k.  I am assuming I will be no 40 on the spreadsheet?  Apologies but I haven't done this before so do I just put a post at the end of the month of how much I have put into savings in that month?

Yes, that's it @MrsG2006 - you count what works for you and if it is more helpful, you can do an interim post or two. Some save at the beginning of the month by ring-fencing and moving the money (like @enthusiasticsaver) and others report what has trickled in (me) at the end, while others report as lumps arrive or go out - whatever works for you - just add your challenge number to either your signature (via your profile) or in your post - so updating is easy. 

And welcome and good luck!

Dizzycap

Happy New Year to Everyone  & great to be back in 2026 participating in this fabulous challenge for another year

#4 Declaring £2454.88 for January, 2026. These are the funds left over to save after contributing to all other MSE 2026 Challenges (See Sig) which are not included in my declared monthly amount / my overall 12k yearly total - I can't believe I've started this year with such a savings BOOM!   I will be reporting savings for this challenge at different times each month as and when all left over funds are realised..

Suffolk_lass

Dizzycap said:

Happy New Year to Everyone  & great to be back in 2026 participating in this fabulous challenge for another year

#4 Declaring £2454.88 for January, 2026. These are the funds left over to save after contributing to all other MSE 2026 Challenges (See Sig) which are not included in my declared monthly amount / my overall 12k yearly total - I can't believe I've started this year with such a savings BOOM!   I will be reporting savings for this challenge at different times each month as and when all left over funds are realised..

Blimey, that's a lot of challenges. A very good start on this one - feel free to change your challenge target if this is too low

Dizzycap

Suffolk_lass said:

Dizzycap said:

Happy New Year to Everyone  & great to be back in 2026 participating in this fabulous challenge for another year

#4 Declaring £2454.88 for January, 2026. These are the funds left over to save after contributing to all other MSE 2026 Challenges (See Sig) which are not included in my declared monthly amount / my overall 12k yearly total - I can't believe I've started this year with such a savings BOOM!   I will be reporting savings for this challenge at different times each month as and when all left over funds are realised..

Blimey, that's a lot of challenges. A very good start on this one - feel free to change your challenge target if this is too low

@ Suffolk_lass - Thank you  As I'm genuinely not expecting any more whizz bang saving months of over £900 - 1k; excluding other MSE challenges for the rest of the year, my 12k target should be achievable and stress-free    I'd rather go over my target than not achieve it - I said that last year and ended up with over 20+k, but unless pigs fly in 2026, I won't get anywhere near it 

Suffolk_lass

I like it when some of us go over our targets as a few people fall away after signing up

linz

Number 5, linz adding another £500 to make £1500 so far for January

Thankyou