Save £12k in 2026 challenge (or any other amount to challenge yourself!)

Malchester

Suffolk_lass said:

DiscountDuck said:

I’m not going to be able to report in until the end of the month. Hope that’s ok. 

That is fine (me too!) I always report the previous month, once complete, of my scrapings and interest/dividends or they are not complete.

I think those that account for their savings though regular savers and contributions when paid can report earlier, but we are happy for all sorts here, (including those who trickle in updates through the month) - it all keeps the conversation and support for one another going in the thread

Me too. Once a month on 1st of next month

Nurse2047

Hello im no 26 logging January
Vanguard S+S isa - £550
Vanguard SIPP - £200
T212 Invest account (emergency fund) - £1000
Dodl LISA - £333
YBS - £166
Principality - £150

Total January 2026 - £2449

enthusiasticsaver

I think everyone has their own way of saving  and recording total amount saved. 

Mine is usually a round number as I do a budget on the last day of each month when our income is finalised and set aside a savings figure which is then spread over regular savers and our instant access e saver account. That is usually declared at the beginning of the month. 

There is usually a slush fund in our current account and sometimes at the end of the month I send further amounts over to savings but sometimes I put them into savings spaces attached to our current account for things like Christmas, Holidays, House or Car so I do not count that as savings. As Starling no longer pay interest on spaces I sometimes move that into a savings account attached to the current account but as it will be spent over the year I do not count that as savings either. 

It does not matter really how or when people record their savings as @Suffolk_lass says. 

DiscountDuck

Thanks you lovely lot. This made me feel a lot less worried about not updating earlier. So far I’ve saved £1011.00 (I know it’s an odd number but every pound adds up, right?!). I’m number 29.

I might have a smidge more at the end of the month but it won’t be much, if anything at all, because January is LONG!

t2rry

#17 t2rry logging an additional £475 to my January savings please

This is £325 from roundups and another £150 from the month's underspends
That makes £3,225 for January, which is always our best month but this one seems particularly extraordinary to the point where I'm not entirely sure how we've done that!

Our payday has been brought forward, which is why this end of month update has come so soon, and I'll be back soon for February to kick off!

enthusiasticsaver

t2rry said:

#17 t2rry logging an additional £475 to my January savings please

This is £325 from roundups and another £150 from the month's underspends
That makes £3,225 for January, which is always our best month but this one seems particularly extraordinary to the point where I'm not entirely sure how we've done that!

Our payday has been brought forward, which is why this end of month update has come so soon, and I'll be back soon for February to kick off!

That is a great result.  January is normally a bad month for us as we tend to book our annual holidays then. 

1stTimer

#12 £1593.75 for January please

£29.91 Interest Earned

£3.84 Cashback

£50 YouGov

£600 leftover wages

£910 Regular Savers

Suffolk_lass

1stTimer said:

#12 £1593.75 for January please

£29.91 Interest Earned

£3.84 Cashback

£50 YouGov

£600 leftover wages

£910 Regular Savers

Cor, well done! - Leftover wages, now there is a thing. A brilliant start @1stTimer!

1stTimer

@Suffolk_lass thank you! Had to check and double check my bills had all been paid😂 

DiscountDuck

Hi, I’m number 29. I’d like to log another £242 please.