2025 GOALS
43/25 classes
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A Very MSE Advent 2025
Comments
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So yesterday was baking & wrapping a few small presents, today is DGSs x 4 coming for a Christmas dinner....but with chicken & not turkey and not many veg....lol. Youngest 2 are then stopping for a sleep over.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,644....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF #68 £950/£3000
.
68.Studies/surveys December £68.87
Decluttering items 1386/2025
Books read 22
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up5 -
I gave myself a good talking to and left the dusting and vacuuming for another day. This morning, we are going to brunch locally, with different bee friends and then on to a friend's as Mr Sl has never seen their place in daylight!!
Then the dog gets dropped off to dog sitters and we are off out for our last Christmas meet-up with our clubs and societies - it the bike club one. A nice pub, about 40 minutes drive away. I shall offer to drive, I think. It's his thing.
I am planning to wear my snow flake jumper and will be wearing my Christmas bauble earrings.Save £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
Ooh, I bet Chatsworth was decorated beautifully!
Mr C played a gig last night, which wasn't particularly festive, although they did do a single Christmas song 😂 one of the band members made us all, and a couple of audience members, a curry, which we ate at midnight 😮 then stayed overnight with another band member's family 😊
I have surprised myself by carrying on my daily yoga commitment- 24 mins today, in a tiny space on the floor of their spare bedroom 😊😊 very lovely way to take up after a late night. No candles today, but it was good to show myself I can keep up my daily commitment even when away from home 😊 It feels good to be able to rely on myself and not just give up!
Staying away from home twice more this week so let's see if I can continue...
Right, best go and be sociable and have some breakfast!8 -
Rather you than me! Have had to cancel the festivities planned for the weekend starting with yesterday evening, the dreaded 'flu has found meCheery_Daff said:Ooh, I bet Chatsworth was decorated beautifully!
Mr C played a gig last night, which wasn't particularly festive, although they did do a single Christmas song 😂 one of the band members made us all, and a couple of audience members, a curry, which we ate at midnight 😮 then stayed overnight with another band member's family 😊
I have surprised myself by carrying on my daily yoga commitment- 24 mins today, in a tiny space on the floor of their spare bedroom 😊😊 very lovely way to take up after a late night. No candles today, but it was good to show myself I can keep up my daily commitment even when away from home 😊 It feels good to be able to rely on myself and not just give up!
Staying away from home twice more this week so let's see if I can continue...
Right, best go and be sociable and have some breakfast!
No man is worth crawling on this earth.
So much to read, so little time.5 -
Good afternoon everyone!
This is becoming a bit of a dodgy sounding theme, for which I do apologise, but today I am wearing Christmas pants.
I'll be going out for a meal later for a family birthday so I will also be wearing big silver hoop earrings.
(and obviously the rest of an outfit, just for clarity, those bits are just my advent joy bits)Debts 04/01/25 01/12/25
Natwest2 £6,509.97 £5,600
NatWest CC £7,612.74 £6,680
Lloyds CC £6,112.60 £4,690
1st Direct CC £176.03 £144.20
CC total £20,411.34 £17,114
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,160
Total £36,195.78 £29,274.20
EF £1,002.83
HF £203.996 -
What fun we are all having with simple joys. Not much fun for @Rosa_Damascena though so I hope you feel better quickly.
inspired by a mention by @Greying_Pilgrim we are having lid ls festive pizza for tea tonight. I think that bunging some pigs in blankets on the pizza constitutes it being a festive variety. We are away for a few days enjoying glorious sunshine on the south coast so the pizza is a nice easy but fun dinner.As MrBC and I are a bit daft we did not so secret Santa gifts for each other for our holiday. With his £10 budget MrBC bought me a bottle of lid ls £9.99 champagne. All in all a fairly MSE and very festive day.7 -
I hope you feel better soon Rosa. I’ve had a cold, but the cough is dragging on!
I had my 41st class of the year this morning. Group 🧘 meditation with crystals and then we had some Buck’s Fizz and mince pies afterwards. I stopped at the crystal shop on the way home and bought a lovely orange crystal as a Xmas present to myself.😍
I looked in a charity shop on the way home and found a black coat that looked warm as the weather might be getting colder soon. It fits perfectly.
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Well we have had a grouchy, grumble kind of a day 🙄 BUT I've been looking for a little jug for flowers for the dining table for a while, and finally I found one in a charity shop for £3 😊😊 it's pretty with a yellow pattern (the walls are yellow) and has a narrow top, so will look good even with just a few stems from the garden 😊
Not filling it yet, I've still got some flowers some friends sent a couple of weeks ago when I was feeling rough 😊5 -
Ha glad to hear you and Mr BC are doing secret santa again @Blackcats
Wearing a gold necklace as a bracelet today.
It was given to me by the family of a deceased loved one and I'm wearing it today to mark his birthday.
Off to a Christmas concert this evening5 -
My festive joy today was a really simple thing. A huge satsuma, really fresh and tasty. Not the the pathetic dried out things I reluctantly buy from the SM but twice the size and just glorious. It tasted just like my memory of when you got one in the toe of your stocking as a child. Full points to the generous friend who remembered that I like them and kindly got me eight as a present, I shall enjoy every segment.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo9
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