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A Very MSE Advent 2025

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Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 7,070 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Happy New Year to all, we are having cava in our cosiest clothes and will also be getting take away for dinner 🥂
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'aggressive safety shot' Ken Doherty
  • Rhyddid2026
    Rhyddid2026 Posts: 1,422 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm going to be drinking jam doughnut ale, wearing my dad's old overalls, and painting a wall in my living room. Oh the glamour!😂
    Debts                04/01/25       03/08/26  
    Natwest X2        £14,122.71     - 
    Barclaycard        -                    £10,078
    Lloyds CC          £6,112.60      £3,595
    1st Direct CC     £176.03         £33.93
    CC total             £20,411.34    £13,706.93
    OD                     £1100            £0
    Car loan             £4,000          £2,800
    1st Direct Loan  £10,684.44    £4,875
    Total                  £36,195.78    £21,381.93
    EF £2,550
    HF £100
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,070 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    That sounds like a banging evening @Rhyddid2026, good for you 🍻
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'aggressive safety shot' Ken Doherty
  • KajiKita
    KajiKita Posts: 10,516 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    PennysIntoPounds said:
    We have a new diary for focusing on things whatever they may be, should you wish to join in fellow advent-urers (shamelessly copying @Blackcats, annoyed I didn't think of it myself 😂)
    Thank you all again for being part of our Very MSE Advent 2025, it really has been an absolute delight 🥂

    https://forums.moneysavingexpert.com/discussion/6648290/winter-wonders#latest
    Thanks for organising it PiP 😊 and for the new thread. See you over there 😊

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2026 as @ 2nd August. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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