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A Very MSE Advent 2025
Comments
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What beautiful sunrise, Cheery!
Friends coming here tonight for NY - takeaway (I know.... we have too much food in already, but I've gone with popular choice and it does make life easier for me today (very tired and need to do a bit of cleaning)I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £20
2026 Declutter campaign awards 2x star7 -
I've got a friend visiting and we are having cheese and biscuits to use them up. I am planning on wearing a rather pretty long dress, just because I can fit in it. I may change my mind after five minutes of freezing.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo6 -
Oh well done. Please wear the dress whilst eating cheese and biscuits
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20255 -
Happy New Year to all, we are having cava in our cosiest clothes and will also be getting take away for dinner 🥂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
I'm going to be drinking jam doughnut ale, wearing my dad's old overalls, and painting a wall in my living room. Oh the glamour!😂Debts 04/01/25 01/11/26
CC total £20,411.34 £13,370
OD £1100 £0
Car loan £4,000 £2,100
Roof loan £10,684.44 £0
Total £36,195.78 £15,470
EF £5,000
HF £0.52
EB £2404 -
That sounds like a banging evening @Rhyddid2026, good for you 🍻https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
We have a new diary for focusing on things whatever they may be, should you wish to join in fellow advent-urers (shamelessly copying @Blackcats, annoyed I didn't think of it myself 😂)
Thank you all again for being part of our Very MSE Advent 2025, it really has been an absolute delight 🥂
https://forums.moneysavingexpert.com/discussion/6648290/winter-wonders#latesthttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty6 -
Thanks for organising it PiP 😊 and for the new thread. See you over there 😊PennysIntoPounds said:We have a new diary for focusing on things whatever they may be, should you wish to join in fellow advent-urers (shamelessly copying @Blackcats, annoyed I didn't think of it myself 😂)
Thank you all again for being part of our Very MSE Advent 2025, it really has been an absolute delight 🥂
https://forums.moneysavingexpert.com/discussion/6648290/winter-wonders#latest
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2026 as @ 7th November.
Produce tracker: £356 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4
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