We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING
Hello Forumites! However well-intentioned, for the safety of other users we ask that you refrain from seeking or offering medical advice. This includes recommendations for medicines, procedures or over-the-counter remedies. Posts or threads found to be in breach of this rule will be removed.📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
A Very MSE Advent 2025
Comments
-
What beautiful sunrise, Cheery!
Friends coming here tonight for NY - takeaway (I know.... we have too much food in already, but I've gone with popular choice and it does make life easier for me today (very tired and need to do a bit of cleaning)I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £207 -
I've got a friend visiting and we are having cheese and biscuits to use them up. I am planning on wearing a rather pretty long dress, just because I can fit in it. I may change my mind after five minutes of freezing.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo6 -
Oh well done. Please wear the dress whilst eating cheese and biscuits
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20255 -
Happy New Year to all, we are having cava in our cosiest clothes and will also be getting take away for dinner 🥂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
I'm going to be drinking jam doughnut ale, wearing my dad's old overalls, and painting a wall in my living room. Oh the glamour!😂Debts 04/01/25 02/01/26
Natwest2 £6,509.97 £5,500
NatWest CC £7,612.74 £6,605
Lloyds CC £6,112.60 £4,450
1st Direct CC £176.03 £39.26
CC total £20,411.34 £16,594.26
TSB OD £500 £0
1st Direct OD £600 £0
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £7.880
Total £36,195.78 £28,474.26
EF £701.52
HF £3.044 -
That sounds like a banging evening @Rhyddid2026, good for you 🍻https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
We have a new diary for focusing on things whatever they may be, should you wish to join in fellow advent-urers (shamelessly copying @Blackcats, annoyed I didn't think of it myself 😂)
Thank you all again for being part of our Very MSE Advent 2025, it really has been an absolute delight 🥂
https://forums.moneysavingexpert.com/discussion/6648290/winter-wonders#latesthttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael6 -
Thanks for organising it PiP 😊 and for the new thread. See you over there 😊PennysIntoPounds said:We have a new diary for focusing on things whatever they may be, should you wish to join in fellow advent-urers (shamelessly copying @Blackcats, annoyed I didn't think of it myself 😂)
Thank you all again for being part of our Very MSE Advent 2025, it really has been an absolute delight 🥂
https://forums.moneysavingexpert.com/discussion/6648290/winter-wonders#latest
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 5 books of target 52 in 2026 as @ 13th January
Produce tracker: £21 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.2K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.9K Spending & Discounts
- 246.3K Work, Benefits & Business
- 602.4K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards